Sagicor Group Jamaica (XJAM:SJ) GF Value Rank: 6 (As of Aug. 05, 2026) — 20% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XJAM:SJ Sagicor Group Jamaica Ltd XJAM:SJ
58 GF Score
Price JMD41.01
GF Value JMD49.26
Valuation Modestly Undervalued
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What is Sagicor Group Jamaica GF Value Rank?

Sagicor Group Jamaica XJAM:SJ +5.83% 58 GF Value Rank is 6 as of Aug. 05, 2026, which is 20% above its 10-year median of 5.00. GuruFocus rates XJAM:SJ with a GF Score™ of 58/100 and a GF Value™ of JMD49.26 (Modestly Undervalued).

Sagicor Group Jamaica has the GF Value Rank of 6.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Sagicor Group Jamaica GF Value Rank Related Terms


XJAM:SJ vs AFL, MET, PRU: GF Value Rank Comparison

For the Insurance - Life subindustry, Sagicor Group Jamaica's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sagicor Group Jamaica GF Value Rank vs Insurance Industry

For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Sagicor Group Jamaica's GF Value Rank falls into.


XJAM:SJ
58GF Score
Sagicor Group Jamaica Ltd XJAM:SJ
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 6 mean?
Sagicor Group Jamaica (XJAM:SJ) has a GF Value Rank of 6 as of Aug. 05, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Sagicor Group Jamaica and its competitors. This is 20% above median its historical median of 5.00. Over the past decade, Sagicor Group Jamaica's GF Value Rank has ranged from 1.00 to 10.00.
Is Sagicor Group Jamaica's GF Value Rank too high?
Sagicor Group Jamaica's current GF Value Rank of 6 is 20% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Sagicor Group Jamaica has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's GF Value Rank compare to AFL and MET?
Sagicor Group Jamaica's GF Value Rank of 6 can be compared against companies in the Insurance industry. Historically, Sagicor Group Jamaica's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for an Insurance company?
A good GF Value Rank depends on the Insurance industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Sagicor Group Jamaica and its competitors. Sagicor Group Jamaica's current GF Value Rank is 6, which is 20% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD49.26, compared to a current price of JMD41.01 — trading 16.7% below its estimated fair value. The current GF Value Rank is 6, which is 20% above median its 10-year median of 5.00. Sagicor Group Jamaica's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current GF Value Rank is 6 as of Aug. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued. The current stock price of JMD41.01 is trading 16.7% below its estimated GF Value™ of JMD49.26. GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.

Key valuation signals for XJAM:SJ:

  • GF Value Rank: 6 (20% above median its 10-year median of 5.00)
  • GF Value™: JMD49.26 vs. price of JMD41.01 (16.7% below fair value)
  • GF Score™: 58/100

No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Sagicor Group Jamaica Business Description

Address 28 - 48 Barbados Avenue, R. Danny Williams Building, Kingston, JAM, 5
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
58GF Score

Get the complete analysis for XJAM:SJ

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD41.01
Price
JMD49.26
GF Value