Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Sagicor Group Jamaica's Enterprise Value is JMD119,219 Mil.
Sagicor Group Jamaica's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was JMD0 Mil. Therefore, Sagicor Group Jamaica's EV-to-EBIT ratio for today is .
EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Sagicor Group Jamaica's Enterprise Value is JMD119,219 Mil.
Sagicor Group Jamaica's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 was JMD0 Mil. Therefore, Sagicor Group Jamaica's EV-to-EBITDA ratio for today is .
*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.
Sagicor Group Jamaica (XJAM:SJ) Enterprise Value Explanation
When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.
If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.
The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.
For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.
Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.
1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.
Sagicor Group Jamaica's current Enterprise Value is JMD119,219 Mil.
Sagicor Group Jamaica's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD0 Mil.
2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.
Sagicor Group Jamaica's EV-to-EBITDA for today is:
Sagicor Group Jamaica's current Enterprise Value is JMD119,219 Mil.
Sagicor Group Jamaica's EBITDA for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD0 Mil.
Sagicor Group Jamaica's current Enterprise Value is JMD119,219 Mil.
Sagicor Group Jamaica's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD87,923 Mil.
Sagicor Group Jamaica's current Enterprise Value is JMD119,219 Mil.
Sagicor Group Jamaica's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD-31,827 Mil.
Sagicor Group Jamaica's current Enterprise Value is JMD119,219 Mil.
Sagicor Group Jamaica's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD-33,160 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sagicor Group Jamaica Enterprise Value Related Terms
Sagicor Group Jamaica Enterprise Value Historical Data
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The historical data trend for Sagicor Group Jamaica's Enterprise Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XJAM:SJ vs AFL, MET, PRU: Enterprise Value Comparison
For the Insurance - Life subindustry, Sagicor Group Jamaica's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sagicor Group Jamaica Enterprise Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Sagicor Group Jamaica's Enterprise Value distribution charts can be found below:
* The bar in red indicates where Sagicor Group Jamaica's Enterprise Value falls into.
Sagicor Group Jamaica Enterprise Value Calculation
Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.
Sagicor Group Jamaica's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Enterprise Value of JMD119,219 Mil mean?
Sagicor Group Jamaica (XJAM:SJ) has a Enterprise Value of JMD119,219 Mil as of Jul. 02, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sagicor Group Jamaica and its competitors.
Is Sagicor Group Jamaica's Enterprise Value too high?
Sagicor Group Jamaica's current Enterprise Value is JMD119,219 Mil. Overall, Sagicor Group Jamaica has a GF Score™ of 62/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's Enterprise Value compare to AFL and MET?
Sagicor Group Jamaica's Enterprise Value of JMD119,219 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for an Insurance company?
A good Enterprise Value depends on the Insurance industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Sagicor Group Jamaica and its competitors. Sagicor Group Jamaica's current Enterprise Value is JMD119,219 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.47, compared to a current price of JMD39.20 — trading 19.1% below its estimated fair value. The current Enterprise Value is JMD119,219 Mil. Sagicor Group Jamaica's overall GF Score™ is 62/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current Enterprise Value is JMD119,219 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?
Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued.
The current stock price of JMD39.20 is trading 19.1% below its estimated GF Value™ of JMD48.47.
GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.
Key valuation signals for XJAM:SJ:
Enterprise Value: JMD119,219 Mil
GF Value™: JMD48.47 vs. price of JMD39.20 (19.1% below fair value)
No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
62GF Score
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