Sagicor Group Jamaica (XJAM:SJ) EPS (Basic): JMD4.16 (TTM As of Dec. 2025)


XJAM:SJ Sagicor Group Jamaica Ltd XJAM:SJ
61 GF Score
Price JMD39.43
GF Value JMD48.30
Valuation Modestly Undervalued
View Full Analysis

What is Sagicor Group Jamaica EPS (Basic)?

Sagicor Group Jamaica XJAM:SJ +0.77% 61 EPS (Basic) is JMD4.16 as of Dec. 2025. GuruFocus rates XJAM:SJ with a GF Score™ of 61/100 and a GF Value™ of JMD48.30 (Modestly Undervalued).

Sagicor Group Jamaica's basic earnings per share (Basic EPS) for the three months ended in Dec. 2025 was JMD0.77. Its basic earnings per share (Basic EPS) for the trailing twelve months (TTM) ended in Dec. 2025 was JMD4.16.

Sagicor Group Jamaica's EPS (Diluted) for the three months ended in Dec. 2025 was JMD0.77. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was JMD4.16.

Sagicor Group Jamaica's EPS without NRI for the three months ended in Dec. 2025 was JMD0.77. Its EPS without NRIearnings per share without non-recurring items for the trailing twelve months (TTM) ended in Dec. 2025 was 4.16.

During the past 12 months, Sagicor Group Jamaica's average EPS without NRIGrowth Rate was 68.20% per year. During the past 3 years, the average EPS without NRI Growth Rate was 18.80% per year. During the past 5 years, the average EPS without NRI Growth Rate was -5.80% per year. During the past 10 years, the average EPS without NRI Growth Rate was 1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using EPS without NRI data.

During the past 13 years, Sagicor Group Jamaica's highest 3-Year average EPS without NRI Growth Rate was 25.80% per year. The lowest was -18.60% per year. And the median was 11.50% per year.

Sagicor Group Jamaica  (XJAM:SJ) EPS (Basic) Explanation

EPS is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.

Sagicor Group Jamaica EPS (Basic) Related Terms

Sagicor Group Jamaica EPS (Basic) Historical Data

* Premium members only.

The historical data trend for Sagicor Group Jamaica's EPS (Basic) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Sagicor Group Jamaica EPS (Basic) Chart

Sagicor Group Jamaica Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS (Basic)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.46 2.45 3.67 2.37 4.16

Sagicor Group Jamaica Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
EPS (Basic) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.68 1.02 1.22 1.15 0.77
XJAM:SJ
61GF Score
Sagicor Group Jamaica Ltd XJAM:SJ
EPS (Basic) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Sagicor Group Jamaica EPS (Basic) Calculation

EPS (Basic) is a rough measurement of the amount of a company's profit that can be allocated to one share of its stock. Basic earnings per share (EPS) do not factor in the dilutive effects on convertible securities.

Sagicor Group Jamaica's Basic EPS for the fiscal year that ended in Dec. 2025 is calculated as

Basic EPS (A: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(16222.327-0)/3896.968
=4.16

Sagicor Group Jamaica's Basic EPS for the quarter that ended in Dec. 2025 is calculated as

Basic EPS (Q: Dec. 2025 )=(Net Income-Preferred Dividends)/Shares Outstanding (Basic Average)
=(2997.364-0)/3884.365
=0.77

EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD4.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS (Basic) →
What does a EPS (Basic) of JMD4.16 mean?
Sagicor Group Jamaica (XJAM:SJ) has a EPS (Basic) of JMD4.16 as of Dec. 2025. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Sagicor Group Jamaica and its competitors.
Is Sagicor Group Jamaica's EPS (Basic) too high?
Sagicor Group Jamaica's current EPS (Basic) is JMD4.16. Overall, Sagicor Group Jamaica has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sagicor Group Jamaica's EPS (Basic) compare to AFL and MET?
Sagicor Group Jamaica's EPS (Basic) of JMD4.16 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS (Basic) for an Insurance company?
A good EPS (Basic) depends on the Insurance industry context. However, EPS (Basic) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS (Basic) mean?
A high EPS (Basic) can signal that a stock is expensive relative to its fundamentals. Earnings per share (basic) equals net income divided by the standard, non-diluted average shares outstanding. View historical data on Sagicor Group Jamaica and its competitors. Sagicor Group Jamaica's current EPS (Basic) is JMD4.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sagicor Group Jamaica stock overvalued right now?
Based on GuruFocus' analysis, Sagicor Group Jamaica (XJAM:SJ) is currently considered Modestly Undervalued. The stock's GF Value™ is JMD48.30, compared to a current price of JMD39.43 — trading 18.4% below its estimated fair value. The current EPS (Basic) is JMD4.16. Sagicor Group Jamaica's overall GF Score™ is 61/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS (Basic) calculated?
EPS (Basic) is calculated from a company's financial statements. For Sagicor Group Jamaica (XJAM:SJ), the current EPS (Basic) is JMD4.16 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Sagicor Group Jamaica (XJAM:SJ) Overvalued in 2026?

Based on GuruFocus' analysis, Sagicor Group Jamaica stock appears to be undervalued. The current stock price of JMD39.43 is trading 18.4% below its estimated GF Value™ of JMD48.30. GuruFocus considers Sagicor Group Jamaica to be Modestly Undervalued.

Key valuation signals for XJAM:SJ:

  • EPS (Basic): JMD4.16
  • GF Value™: JMD48.30 vs. price of JMD39.43 (18.4% below fair value)
  • GF Score™: 61/100

No single metric tells the full story. See the XJAM:SJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sagicor Group Jamaica Business Description

Address 28 - 48 Barbados Avenue, R. Danny Williams Building, Kingston, JAM, 5
Sagicor Group Jamaica Ltd is a financial services company. The company's business segment includes Sagicor Life, Sagicor Jamaica, Sagicor Life USA, and Sagicor Canada. It generates revenue largely from the Sagicor Jamaica segment. Individual Insurance provides individual clients with life and health insurance policies, individual annuities, investment products, living benefits, and other insurance-related solutions through various products. Geographically, it derives a majority of its revenue from Jamaica.
61GF Score

Get the complete analysis for XJAM:SJ

EPS (Basic) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

JMD39.43
Price
JMD48.30
GF Value