PAPL (Pineapple Financial) Change In Receivables: $-0.10 Mil (TTM As of Feb. 2026)

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PAPL Pineapple Financial Inc PAPL
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What is Pineapple Financial Change In Receivables?

Pineapple Financial PAPL -3.37% 10 Change In Receivables is $-0.10 Mil as of Feb. 2026. GuruFocus rates PAPL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review.

Pineapple Financial's change in receivables for the quarter that ended in Feb. 2026 was $-0.08 Mil. It means Pineapple Financial's Accounts Receivable increased by $0.08 Mil from Nov. 2025 to Feb. 2026 .

Pineapple Financial's change in receivables for the fiscal year that ended in Aug. 2025 was $0.01 Mil. It means Pineapple Financial's Accounts Receivable declined by $0.01 Mil from Aug. 2024 to Aug. 2025 .

Pineapple Financial's Accounts Receivable for the quarter that ended in Feb. 2026 was $5.21 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Pineapple Financial's Days Sales Outstanding for the three months ended in Feb. 2026 was 122.69.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Pineapple Financial's liquidation value for the three months ended in Feb. 2026 was $-0.13 Mil.

Pineapple Financial  (AMEX:PAPL) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Pineapple Financial's Days Sales Outstanding for the quarter that ended in Feb. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=5.214/3.878*91
=122.69

2. In Ben Graham's calculation of liquidation value, Pineapple Financial's accounts receivable are only considered to be worth 75% of book value:

Pineapple Financial's liquidation value for the quarter that ended in Feb. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=17.736-21.774+0.75 * 5.214+0.5 * 0
=-0.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial Change In Receivables Related Terms

Pineapple Financial Change In Receivables Historical Data

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The historical data trend for Pineapple Financial's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial Change In Receivables Chart

Pineapple Financial Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
Change In Receivables
-0.05 -0.04 0.04 0.60 0.01

Pineapple Financial Quarterly Data
Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 -0.00 0.04 -0.06 -0.08
PAPL
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Pineapple Financial Inc PAPL
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Pineapple Financial Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.10 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-0.10 Mil mean?
Pineapple Financial (PAPL) has a Change In Receivables of $-0.10 Mil as of Feb. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Pineapple Financial and its competitors.
Is Pineapple Financial's Change In Receivables too high?
Pineapple Financial's current Change In Receivables is $-0.10 Mil. Overall, Pineapple Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's Change In Receivables compare to MMCP and BLNE?
Pineapple Financial's Change In Receivables of $-0.10 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Pineapple Financial and its competitors. Pineapple Financial's current Change In Receivables is $-0.10 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Pineapple Financial (PAPL) has a current Change In Receivables of $-0.10 Mil. The current Change In Receivables is $-0.10 Mil. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current Change In Receivables is $-0.10 Mil as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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