PAPL (Pineapple Financial) EPS without NRI: $-3.69 (TTM As of Feb. 2026)


PAPL Pineapple Financial Inc PAPL
10 GF Score
Price $1.01
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What is Pineapple Financial EPS without NRI?

Pineapple Financial PAPL -0.98% 10 EPS without NRI is $-3.69 as of Feb. 2026. GuruFocus rates PAPL with a GF Score™ of 10/100. The stock has 5 warning signs investors should review. Among 1,414 Banks companies, Pineapple Financial ranks worse than 54.67% on this metric.

Pineapple Financial's earnings per share without non-recurring items for the three months ended in Feb. 2026 was $-1.25. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Feb. 2026 was $-3.69.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Pineapple Financial's EPS without NRI or its related term are showing as below:

PAPL' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -226.5   Med: -110.55   Max: 5.4
Current: 5.4

PAPL's 3-Year EPS without NRI Growth Rate is ranked worse than
54.67% of 1414 companies
in the Banks industry
Industry Median: 7.3 vs PAPL: 5.40

Pineapple Financial's EPS (Diluted) for the three months ended in Feb. 2026 was $-1.21. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Feb. 2026 was $-8.36.

Pineapple Financial's EPS (Basic) for the three months ended in Feb. 2026 was $-1.21. Its EPS (Basic) for the trailing twelve months (TTM) ended in Feb. 2026 was $-8.36.


Pineapple Financial  (AMEX:PAPL) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Pineapple Financial EPS without NRI Related Terms


Pineapple Financial EPS without NRI Historical Data

* Premium members only.

The historical data trend for Pineapple Financial's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial EPS without NRI Chart

Pineapple Financial Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
EPS without NRI
-0.65 -5.20 -4.00 -22.76 -4.41

Pineapple Financial Quarterly Data
Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.74 -1.48 -0.66 -0.31 -1.25

PAPL vs MMCP, BLNE, LFLS: EPS without NRI Comparison

For the Mortgage Finance subindustry, Pineapple Financial's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pineapple Financial PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Pineapple Financial's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Pineapple Financial's PE Ratio without NRI falls into.


PAPL
10GF Score
Pineapple Financial Inc PAPL
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Pineapple Financial EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Feb. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-3.69

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of $-3.69 mean?
Pineapple Financial (PAPL) has a EPS without NRI of $-3.69 as of Feb. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Pineapple Financial and its competitors. According to the industry distribution chart, Pineapple Financial ranks #773 out of 1414 companies in the Banks industry, placing it in the top 54.7%.
Is Pineapple Financial's EPS without NRI too high?
Pineapple Financial's current EPS without NRI is $-3.69. Based on the distribution chart, Pineapple Financial ranks #773 out of 1414 companies in the Banks industry, which is below the industry midpoint. Overall, Pineapple Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's EPS without NRI compare to MMCP and BLNE?
According to the Banks industry distribution chart, Pineapple Financial ranks #773 out of 1414 companies for EPS without NRI. This places Pineapple Financial in the lower half of its industry. The industry median EPS without NRI is 7.30. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.30, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median EPS without NRI is 7.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current EPS without NRI is $-3.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Pineapple Financial (PAPL) has a current EPS without NRI of $-3.69. The current EPS without NRI is $-3.69. Pineapple Financial's overall GF Score™ is 10/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current EPS without NRI is $-3.69 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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