PAPL (Pineapple Financial) GF Score: 10/100 (As of Jun. 27, 2026) — 44% Below Median


PAPL Pineapple Financial Inc PAPL
10 GF Score
Price $0.89
! 6 Warning Signs
View Full Analysis

What is Pineapple Financial GF Score?

Pineapple Financial PAPL +8.95% 10 GF Score is 10 as of Jun. 27, 2026, which is 44% below its 10-year median of 18.00. GuruFocus rates PAPL with a GF Score™ of 10/100. The stock has 6 warning signs investors should review.

Pineapple Financial has the GF Score of 10, which implies that the company might have Worst future performance potential, or not enough data.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 5/10
2. Profitability Rank : 1/10
3. Growth Rank : 0/10
4. GF Value Rank : 0/10
5. Momentum Rank : 0/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes Pineapple Financial might have Worst future performance potential, or not enough data.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

Pineapple Financial  (AMEX:PAPL) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.

Pineapple Financial GF Score Related Terms

PAPL vs BLNE, MMCP, CNF: GF Score Comparison

For the Mortgage Finance subindustry, Pineapple Financial's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Pineapple Financial GF Score vs Banks Industry

For the Banks industry and Financial Services sector, Pineapple Financial's GF Score distribution charts can be found below:

* The bar in red indicates where Pineapple Financial's GF Score falls into.


PAPL
10GF Score
Pineapple Financial Inc PAPL
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 10 mean?
Pineapple Financial (PAPL) has a GF Score of 10 as of Jun. 27, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Pineapple Financial and its competitors. This is 44% below median its historical median of 18.00. Over the past decade, Pineapple Financial's GF Score has ranged from 12.00 to 21.00.
Is Pineapple Financial's GF Score too high?
Pineapple Financial's current GF Score of 10 is 44% below median its 10-year median of 18.00. Over the past 10 years, this metric has ranged from a low of 12.00 to a high of 21.00. Overall, Pineapple Financial has a GF Score™ of 10/100, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's GF Score compare to BLNE and MMCP?
Pineapple Financial's GF Score of 10 can be compared against companies in the Banks industry. Historically, Pineapple Financial's own GF Score has ranged from 12.00 to 21.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Banks company?
A good GF Score depends on the Banks industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on Pineapple Financial and its competitors. Pineapple Financial's current GF Score is 10, which is 44% below median its own 10-year median of 18.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Pineapple Financial (PAPL) has a current GF Score of 10. The current GF Score is 10, which is 44% below median its 10-year median of 18.00. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current GF Score is 10 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
10GF Score

Get the complete analysis for PAPL

GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.89
Price