PAPL (Pineapple Financial) Receivables Turnover: 0.42 (As of May. 2026)

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PAPL Pineapple Financial Inc PAPL
10 GF Score
Price $1.15
GF Value $0.83
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Pineapple Financial Receivables Turnover?

Pineapple Financial PAPL +7.48% 10 Receivables Turnover is 0.42 as of May. 2026. GuruFocus rates PAPL with a GF Score™ of 10/100 and a GF Value™ of $0.83 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 33 Banks companies, Pineapple Financial ranks worse than 69.7% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Pineapple Financial's Revenue for the three months ended in May. 2026 was $3.75 Mil. Pineapple Financial's average Accounts Receivable for the three months ended in May. 2026 was $8.83 Mil. Hence, Pineapple Financial's Receivables Turnover for the three months ended in May. 2026 was 0.42.


Pineapple Financial  (AMEX:PAPL) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Pineapple Financial Receivables Turnover Related Terms


Pineapple Financial Receivables Turnover Historical Data

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The historical data trend for Pineapple Financial's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Pineapple Financial Receivables Turnover Chart

Pineapple Financial Annual Data
Trend Aug21 Aug22 Aug23 Aug24 Aug25
Receivables Turnover
2,984.00 211.82 41.50 42.89 189.08

Pineapple Financial Quarterly Data
Aug21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.40 28.84 31.51 1.45 0.42

PAPL vs MMCP, BLNE, LFLS: Receivables Turnover Comparison

For the Mortgage Finance subindustry, Pineapple Financial's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pineapple Financial Receivables Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Pineapple Financial's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Pineapple Financial's Receivables Turnover falls into.


PAPL
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Pineapple Financial Inc PAPL
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Pineapple Financial Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Pineapple Financial's Receivables Turnover for the fiscal year that ended in Aug. 2025 is calculated as

Receivables Turnover (A: Aug. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Aug. 2025 ) / ((Accounts Receivable (A: Aug. 2024 ) + Accounts Receivable (A: Aug. 2025 )) / count )
=18.813 / ((0.061 + 0.138) / 2 )
=18.813 / 0.0995
=189.08

Pineapple Financial's Receivables Turnover for the quarter that ended in May. 2026 is calculated as

Receivables Turnover (Q: May. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: May. 2026 ) / ((Accounts Receivable (Q: Feb. 2026 ) + Accounts Receivable (Q: May. 2026 )) / count )
=3.752 / ((5.214 + 12.455) / 2 )
=3.752 / 8.8345
=0.42

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 0.42 mean?
Pineapple Financial (PAPL) has a Receivables Turnover of 0.42 as of May. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Pineapple Financial and its competitors. According to the industry distribution chart, Pineapple Financial ranks #23 out of 33 companies in the Banks industry, placing it in the top 69.7%.
Is Pineapple Financial's Receivables Turnover too high?
Pineapple Financial's current Receivables Turnover is 0.42. The Banks industry median Receivables Turnover is 9.63. Pineapple Financial's value of 0.42 is 95.6% below this industry median. Based on the distribution chart, Pineapple Financial ranks #23 out of 33 companies in the Banks industry, which is below the industry midpoint. Overall, Pineapple Financial has a GF Score™ of 10/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pineapple Financial's Receivables Turnover compare to MMCP and BLNE?
According to the Banks industry distribution chart, Pineapple Financial ranks #23 out of 33 companies for Receivables Turnover. This places Pineapple Financial in the lower half of its industry. The industry median Receivables Turnover is 9.63. Pineapple Financial's value of 0.42 is 95.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Banks company?
The median Receivables Turnover among Banks companies is 9.63, based on 33 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pineapple Financial's current Receivables Turnover of 0.42 is 95.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Pineapple Financial and its competitors. For the Banks industry, the median Receivables Turnover is 9.63 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pineapple Financial's current Receivables Turnover is 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pineapple Financial stock overvalued right now?
Based on GuruFocus' analysis, Pineapple Financial (PAPL) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.83, compared to a current price of $1.15 — trading 38.6% above its estimated fair value. The current Receivables Turnover is 0.42 and 95.6% below the Banks industry median of 9.63. Pineapple Financial's overall GF Score™ is 10/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Pineapple Financial (PAPL), the current Receivables Turnover is 0.42 as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pineapple Financial (PAPL) Overvalued in 2026?

Based on GuruFocus' analysis, Pineapple Financial stock appears to be overvalued. The current stock price of $1.15 is trading 38.6% above its estimated GF Value™ of $0.83. GuruFocus considers Pineapple Financial to be Significantly Overvalued.

Key valuation signals for PAPL:

  • Receivables Turnover: 0.42
  • GF Value™: $0.83 vs. price of $1.15 (38.6% above fair value)
  • GF Score™: 10/100 with 6 warning signs
  • Industry Position: 95.6% below the Banks median (#23 of 33)

No single metric tells the full story. See the PAPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pineapple Financial Business Description

Address 111 Gordon Baker Road, Unit 200, North York, Toronto, ON, CAN, M2H 3R1
Pineapple Financial Inc is a Canada-based mortgage technology and brokerage company that provides mortgage brokerage services and technology solutions to Canadian mortgage agents, brokers, sub-brokers, brokerages, and consumers. Through its data-driven systems together with cloud-based tools, it offers advantages in the Canadian mortgage industry relative to alternative mortgage broker arrangements and also provides back office services.
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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.15
Price
$0.83
GF Value