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Jaccs CoTSE:8584 -2.94%55 EBITDA Margin % is 27.37% as of Mar. 2026, which is 64% above its 10-year median of 16.70. GuruFocus rates TSE:8584 with a GF Score™ of 55/100 and a GF Value™ of 円3,771.99 (Fairly Valued). The stock has 5 warning signs investors should review. Among 418 Credit Services companies, Jaccs Co ranks worse than 57.42% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Jaccs Co's EBITDA for the
three
months ended in Mar. 2026 was 円12,728 Mil. Jaccs Co's Revenue for the
three
months ended in Mar. 2026 was 円46,497 Mil. Therefore, Jaccs Co's EBITDA margin for the quarter that ended in Mar. 2026 was 27.37%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Jaccs Co EBITDA Margin % Related Terms
Jaccs Co EBITDA Margin % Historical Data
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The historical data trend for Jaccs Co's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSE:8584 vs V, MA, AXP: EBITDA Margin % Comparison
For the Credit Services subindustry, Jaccs Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co EBITDA Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Jaccs Co's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jaccs Co (TSE:8584) has a EBITDA Margin % of 27.37% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Jaccs Co and its competitors. This is 64% above median its historical median of 16.70. Over the past decade, Jaccs Co's EBITDA Margin % has ranged from 16.36 to 24.26. According to the industry distribution chart, Jaccs Co ranks #240 out of 418 companies in the Credit Services industry, placing it in the top 57.4%.
Is Jaccs Co's EBITDA Margin % too high?
Jaccs Co's current EBITDA Margin % of 27.37% is 64% above median its 10-year median of 16.70. Over the past 10 years, this metric has ranged from a low of 16.36 to a high of 24.26. The Credit Services industry median EBITDA Margin % is 21.53. Jaccs Co's value of 27.37% is 27.1% above this industry median. Based on the distribution chart, Jaccs Co ranks #240 out of 418 companies in the Credit Services industry, which is below the industry midpoint. Overall, Jaccs Co has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's EBITDA Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #240 out of 418 companies for EBITDA Margin %. This places Jaccs Co in the lower half of its industry. The industry median EBITDA Margin % is 21.53. Jaccs Co's value of 27.37% is 27.1% above this benchmark. Historically, Jaccs Co's own EBITDA Margin % has ranged from 16.36 to 24.26 over the past decade. While the company's 10-year median is 16.70 vs. the industry median of 21.53, Jaccs Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Credit Services company?
The median EBITDA Margin % among Credit Services companies is 21.53, based on 418 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaccs Co's current EBITDA Margin % of 27.37% is 27.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median EBITDA Margin % is 21.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current EBITDA Margin % is 27.37%, which is 64% above median its own 10-year median of 16.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,771.99, compared to a current price of 円3,635.00 — trading 3.6% below its estimated fair value. The current EBITDA Margin % is 27.37%, which is 64% above median its 10-year median of 16.70 and 27.1% above the Credit Services industry median of 21.53. Jaccs Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current EBITDA Margin % is 27.37% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaccs Co (TSE:8584) Overvalued in 2026?
Based on GuruFocus' analysis, Jaccs Co stock appears to be undervalued.
The current stock price of 円3,635.00 is trading 3.6% below its estimated GF Value™ of 円3,771.99.
GuruFocus considers Jaccs Co to be Fairly Valued.
Key valuation signals for TSE:8584:
EBITDA Margin %: 27.37% (64% above median its 10-year median of 16.70)
GF Value™: 円3,771.99 vs. price of 円3,635.00 (3.6% below fair value)
Industry Position: 27.1% above the Credit Services median (#240 of 418)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
55GF Score
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