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Jaccs CoTSE:8584 -0.53%55 Quick Ratio is 1.93 as of Mar. 2026, which is 17% above its 10-year median of 1.65. GuruFocus rates TSE:8584 with a GF Score™ of 55/100 and a GF Value™ of 円3,771.99 (Fairly Valued). The stock has 5 warning signs investors should review. Among 400 Credit Services companies, Jaccs Co ranks worse than 62.75% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Jaccs Co's quick ratio for the quarter that ended in Mar. 2026 was 1.93.
Jaccs Co has a quick ratio of 1.93. It generally indicates good short-term financial strength.
The historical rank and industry rank for Jaccs Co's Quick Ratio or its related term are showing as below:
TSE:8584'
s Quick Ratio Range Over the Past 10 Years
Min: 1.21 Med: 1.65 Max: 1.93
Current: 1.93
During the past 13 years, Jaccs Co's highest Quick Ratio was 1.93. The lowest was 1.21. And the median was 1.65.
TSE:8584's Quick Ratio is ranked worse than 62.75% of 400
companies
in the Credit Services industry
Industry Median: 3.685
vs TSE:8584: 1.93
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Jaccs Co Quick Ratio Related Terms
Jaccs Co Quick Ratio Historical Data
* Premium members only.
The historical data trend for Jaccs Co's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jaccs Co's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Jaccs Co's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Jaccs Co's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jaccs Co (TSE:8584) has a Quick Ratio of 1.93 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Jaccs Co and its competitors. This is 17% above median its historical median of 1.65. Over the past decade, Jaccs Co's Quick Ratio has ranged from 1.21 to 1.93. According to the industry distribution chart, Jaccs Co ranks #251 out of 400 companies in the Credit Services industry, placing it in the top 62.7%.
Is Jaccs Co's Quick Ratio too high?
Jaccs Co's current Quick Ratio of 1.93 is 17% above median its 10-year median of 1.65. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 1.93. The Credit Services industry median Quick Ratio is 3.69. Jaccs Co's value of 1.93 is 47.6% below this industry median. Based on the distribution chart, Jaccs Co ranks #251 out of 400 companies in the Credit Services industry, which is below the industry midpoint. Overall, Jaccs Co has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #251 out of 400 companies for Quick Ratio. This places Jaccs Co in the lower half of its industry. The industry median Quick Ratio is 3.69. Jaccs Co's value of 1.93 is 47.6% below this benchmark. Historically, Jaccs Co's own Quick Ratio has ranged from 1.21 to 1.93 over the past decade. While the company's 10-year median is 1.65 vs. the industry median of 3.69, Jaccs Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 3.69, based on 400 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaccs Co's current Quick Ratio of 1.93 is 47.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median Quick Ratio is 3.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current Quick Ratio is 1.93, which is 17% above median its own 10-year median of 1.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,771.99, compared to a current price of 円3,745.00 — trading 0.7% below its estimated fair value. The current Quick Ratio is 1.93, which is 17% above median its 10-year median of 1.65 and 47.6% below the Credit Services industry median of 3.69. Jaccs Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current Quick Ratio is 1.93 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaccs Co (TSE:8584) Overvalued in 2026?
Based on GuruFocus' analysis, Jaccs Co stock appears to be undervalued.
The current stock price of 円3,745.00 is trading 0.7% below its estimated GF Value™ of 円3,771.99.
GuruFocus considers Jaccs Co to be Fairly Valued.
Key valuation signals for TSE:8584:
Quick Ratio: 1.93 (17% above median its 10-year median of 1.65)
GF Value™: 円3,771.99 vs. price of 円3,745.00 (0.7% below fair value)
Industry Position: 47.6% below the Credit Services median (#251 of 400)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
55GF Score
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