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Jaccs CoTSE:8584 -0.53%55 PEG Ratio is 15.34 as of Aug. 03, 2026, which is 1684% above its 10-year median of 0.86. GuruFocus rates TSE:8584 with a GF Score™ of 55/100 and a GF Value™ of 円3,771.99 (Fairly Valued). The stock has 5 warning signs investors should review. Among 233 Credit Services companies, Jaccs Co ranks worse than 93.56% on this metric.
PE Ratio without NRI / 5-Year EBITDA Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, Jaccs Co's PE Ratio without NRI is 10.74. Jaccs Co's 5-Year EBITDA growth rate is 0.70%. Therefore, Jaccs Co's PEG Ratio for today is 15.34.
* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Jaccs Co's PEG Ratio or its related term are showing as below:
TSE:8584'
s PEG Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.86 Max: 15.66
Current: 15.34
During the past 13 years, Jaccs Co's highest PEG Ratio was 15.66. The lowest was 0.27. And the median was 0.86.
TSE:8584's PEG Ratio is ranked worse than 93.56% of 233
companies
in the Credit Services industry
Industry Median: 0.91
vs TSE:8584: 15.34
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Jaccs Co PEG Ratio Related Terms
Jaccs Co PEG Ratio Historical Data
* Premium members only.
The historical data trend for Jaccs Co's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jaccs Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Jaccs Co's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Jaccs Co (TSE:8584) has a PEG Ratio of 15.34 as of Aug. 03, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jaccs Co and its competitors. This is 1684% above median its historical median of 0.86. Over the past decade, Jaccs Co's PEG Ratio has ranged from 0.27 to 15.66. According to the industry distribution chart, Jaccs Co ranks #218 out of 233 companies in the Credit Services industry, placing it in the top 93.6%.
Is Jaccs Co's PEG Ratio too high?
Jaccs Co's current PEG Ratio of 15.34 is 1684% above median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 15.66. The Credit Services industry median PEG Ratio is 0.91. Jaccs Co's value of 15.34 is 1585.7% above this industry median. Based on the distribution chart, Jaccs Co ranks #218 out of 233 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Jaccs Co has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #218 out of 233 companies for PEG Ratio. This places Jaccs Co in the lower half of its industry. The industry median PEG Ratio is 0.91. Jaccs Co's value of 15.34 is 1585.7% above this benchmark. Historically, Jaccs Co's own PEG Ratio has ranged from 0.27 to 15.66 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 0.91, Jaccs Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.91, based on 233 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaccs Co's current PEG Ratio of 15.34 is 1585.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median PEG Ratio is 0.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current PEG Ratio is 15.34, which is 1684% above median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,771.99, compared to a current price of 円3,745.00 — trading 0.7% below its estimated fair value. The current PEG Ratio is 15.34, which is 1684% above median its 10-year median of 0.86 and 1585.7% above the Credit Services industry median of 0.91. Jaccs Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current PEG Ratio is 15.34 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaccs Co (TSE:8584) Overvalued in 2026?
Based on GuruFocus' analysis, Jaccs Co stock appears to be undervalued.
The current stock price of 円3,745.00 is trading 0.7% below its estimated GF Value™ of 円3,771.99.
GuruFocus considers Jaccs Co to be Fairly Valued.
Key valuation signals for TSE:8584:
PEG Ratio: 15.34 (1684% above median its 10-year median of 0.86)
GF Value™: 円3,771.99 vs. price of 円3,745.00 (0.7% below fair value)
Industry Position: 1585.7% above the Credit Services median (#218 of 233)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
55GF Score
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