Jaccs Co (TSE:8584) Cyclically Adjusted PS Ratio: 0.74 (As of Aug. 12, 2026) — Near Median

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TSE:8584 Jaccs Co Ltd TSE:8584
59 GF Score
Price 円3,775.00
GF Value 円3,715.24
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Jaccs Co Cyclically Adjusted PS Ratio?

Jaccs Co TSE:8584 +0.40% 59 Cyclically Adjusted PS Ratio is 0.74 as of Aug. 12, 2026, which is 6% below its 10-year median of 0.79. GuruFocus rates TSE:8584 with a GF Score™ of 59/100 and a GF Value™ of 円3,715.24 (Fairly Valued). The stock has 6 warning signs investors should review. Among 423 Credit Services companies, Jaccs Co ranks better than 82.98% on this metric.

As of today (2026-08-12), Jaccs Co's current share price is 円3775.00. Jaccs Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was 円5,068.50. Jaccs Co's Cyclically Adjusted PS Ratio for today is 0.74.

The historical rank and industry rank for Jaccs Co's Cyclically Adjusted PS Ratio or its related term are showing as below:

TSE:8584' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.44   Med: 0.79   Max: 1.29
Current: 0.74

During the past years, Jaccs Co's highest Cyclically Adjusted PS Ratio was 1.29. The lowest was 0.44. And the median was 0.79.

TSE:8584's Cyclically Adjusted PS Ratio is ranked better than
82.98% of 423 companies
in the Credit Services industry
Industry Median: 3.09 vs TSE:8584: 0.74

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Jaccs Co's adjusted revenue per share data for the three months ended in Mar. 2026 was 円1,152.971. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is 円5,068.50 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Jaccs Co  (TSE:8584) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Jaccs Co Cyclically Adjusted PS Ratio Related Terms


Jaccs Co Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Jaccs Co's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaccs Co Cyclically Adjusted PS Ratio Chart

Jaccs Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.79 1.05 1.24 0.80 0.79

Jaccs Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 0.81 0.85 0.86 0.79

TSE:8584 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Jaccs Co's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jaccs Co Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jaccs Co's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Jaccs Co's Cyclically Adjusted PS Ratio falls into.


TSE:8584
59GF Score
Jaccs Co Ltd TSE:8584
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaccs Co Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Jaccs Co's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=3775.00/5068.50
=0.74

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaccs Co's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Jaccs Co's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1152.971/112.7000*112.7000
=1,152.971

Current CPI (Mar. 2026) = 112.7000.

Jaccs Co Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 852.977 98.100 979.924
201609 856.375 98.000 984.831
201612 879.145 98.400 1,006.907
201703 866.440 98.100 995.390
201706 896.060 98.500 1,025.238
201709 972.185 98.800 1,108.960
201712 995.686 99.400 1,128.912
201803 994.477 99.200 1,129.814
201806 1,015.705 99.200 1,153.931
201809 1,040.529 99.900 1,173.850
201812 1,072.729 99.700 1,212.603
201903 1,085.829 99.700 1,227.412
201906 1,115.247 99.800 1,259.402
201909 1,131.130 100.100 1,273.510
201912 1,165.271 100.500 1,306.727
202003 1,171.630 100.300 1,316.478
202006 1,155.747 99.900 1,303.831
202009 1,148.399 99.900 1,295.541
202012 1,159.818 99.300 1,316.329
202103 1,161.854 99.900 1,310.720
202106 1,176.135 99.500 1,332.165
202109 1,176.506 100.100 1,324.598
202112 1,180.807 100.100 1,329.440
202203 1,185.312 101.100 1,321.312
202206 1,217.466 101.800 1,347.823
202209 1,233.569 103.100 1,348.431
202212 1,268.256 104.100 1,373.030
202303 1,266.659 104.400 1,367.361
202306 1,340.410 105.200 1,435.972
202309 1,308.050 106.200 1,388.110
202312 1,348.570 106.800 1,423.070
202403 1,311.988 107.200 1,379.301
202406 1,365.302 108.200 1,422.084
202409 1,383.787 108.900 1,432.073
202412 1,371.264 110.700 1,396.038
202503 1,364.073 111.100 1,383.718
202506 1,369.624 111.700 1,381.886
202509 1,375.895 112.000 1,384.494
202512 1,254.123 113.000 1,250.793
202603 1,152.971 112.700 1,152.971

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.74 mean?
Jaccs Co (TSE:8584) has a Cyclically Adjusted PS Ratio of 0.74 as of Aug. 12, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jaccs Co and its competitors. This is near median its historical median of 0.79. Over the past decade, Jaccs Co's Cyclically Adjusted PS Ratio has ranged from 0.44 to 1.29. According to the industry distribution chart, Jaccs Co ranks #72 out of 423 companies in the Credit Services industry, placing it in the top 17%.
Is Jaccs Co's Cyclically Adjusted PS Ratio too high?
Jaccs Co's current Cyclically Adjusted PS Ratio of 0.74 is near median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.44 to a high of 1.29. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.09. Jaccs Co's value of 0.74 is 76.1% below this industry median. Based on the distribution chart, Jaccs Co ranks #72 out of 423 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jaccs Co has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #72 out of 423 companies for Cyclically Adjusted PS Ratio. This places Jaccs Co in the top 17% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.09. Jaccs Co's value of 0.74 is 76.1% below this benchmark. Historically, Jaccs Co's own Cyclically Adjusted PS Ratio has ranged from 0.44 to 1.29 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 3.09, Jaccs Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.09, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaccs Co's current Cyclically Adjusted PS Ratio of 0.74 is 76.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current Cyclically Adjusted PS Ratio is 0.74, which is near median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,715.24, compared to a current price of 円3,775.00 — trading 1.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.74, which is near median its 10-year median of 0.79 and 76.1% below the Credit Services industry median of 3.09. Jaccs Co's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current Cyclically Adjusted PS Ratio is 0.74 as of Aug. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaccs Co (TSE:8584) Overvalued in 2026?

Based on GuruFocus' analysis, Jaccs Co stock appears to be overvalued. The current stock price of 円3,775.00 is trading 1.6% above its estimated GF Value™ of 円3,715.24. GuruFocus considers Jaccs Co to be Fairly Valued.

Key valuation signals for TSE:8584:

  • Cyclically Adjusted PS Ratio: 0.74 (near median its 10-year median of 0.79)
  • GF Value™: 円3,715.24 vs. price of 円3,775.00 (1.6% above fair value)
  • GF Score™: 59/100 with 6 warning signs
  • Industry Position: 76.1% below the Credit Services median (#72 of 423)

No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jaccs Co Business Description

Address 1-18, Ebisu, 4-chome, Shibuya-ku, Ebisu Neonato Bldg, Tokyo, JPN, 150-8932
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
59GF Score

Get the complete analysis for TSE:8584

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,775.00
Price
円3,715.24
GF Value