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Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Jaccs Co's
Operating Income
for the
three
months ended in Mar. 2026 was 円1,192 Mil. Jaccs Co's Interest Expense for the
three
months ended in Mar. 2026 was 円0 Mil.
GuruFocus does not calculate 's interest coverage with the available data.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Jaccs Co's Interest Coverage or its related term are showing as below:
TSE:8584's Interest Coverage is not ranked *
in the Credit Services industry.
Industry Median: 52.24 * Ranked among companies with meaningful Interest Coverage only.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Jaccs Co Interest Coverage Related Terms
Jaccs Co Interest Coverage Historical Data
* Premium members only.
The historical data trend for Jaccs Co's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
TSE:8584 vs V, MA, AXP: Interest Coverage Comparison
For the Credit Services subindustry, Jaccs Co's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co Interest Coverage vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Jaccs Co's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
GuruFocus does not calculate Jaccs Co's interest coverage with the available data.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Based on GuruFocus' analysis, Jaccs Co stock appears to be undervalued.
The current stock price of 円3,745.00 is trading 0.7% below its estimated GF Value™ of 円3,771.99.
GuruFocus considers Jaccs Co to be Fairly Valued.
Key valuation signals for TSE:8584:
Interest Coverage: N/A
GF Value™: 円3,771.99 vs. price of 円3,745.00 (0.7% below fair value)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
55GF Score
Get the complete analysis for TSE:8584
Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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