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Jaccs CoTSE:8584 +0.66%61 5-Year Yield-on-Cost % is 9.21 as of Aug. 22, 2026, which is 26% above its 10-year median of 7.32. GuruFocus rates TSE:8584 with a GF Score™ of 61/100 and a GF Value™ of 円3,777.48 (Fairly Valued). The stock has 6 warning signs investors should review. Among 210 Credit Services companies, Jaccs Co ranks better than 81.43% on this metric.
Jaccs Co's yield on cost for the quarter that ended in Mar. 2026 was 9.21.
The historical rank and industry rank for Jaccs Co's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8584'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 4.59 Med: 7.32 Max: 10.37
Current: 9.21
During the past 13 years, Jaccs Co's highest Yield on Cost was 10.37. The lowest was 4.59. And the median was 7.32.
TSE:8584's 5-Year Yield-on-Cost % is ranked better than 81.43% of 210
companies
in the Credit Services industry
Industry Median: 4.52
vs TSE:8584: 9.21
Jaccs Co (TSE:8584) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Jaccs Co 5-Year Yield-on-Cost % Related Terms
TSE:8584 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, Jaccs Co's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Jaccs Co's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Jaccs Co is calculated as
Jaccs Co (TSE:8584) has a 5-Year Yield-on-Cost % of 9.21 as of Aug. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Jaccs Co and its competitors. This is 26% above median its historical median of 7.32. Over the past decade, Jaccs Co's 5-Year Yield-on-Cost % has ranged from 4.59 to 10.37. According to the industry distribution chart, Jaccs Co ranks #39 out of 210 companies in the Credit Services industry, placing it in the top 18.6%.
Is Jaccs Co's 5-Year Yield-on-Cost % too high?
Jaccs Co's current 5-Year Yield-on-Cost % of 9.21 is 26% above median its 10-year median of 7.32. Over the past 10 years, this metric has ranged from a low of 4.59 to a high of 10.37. The Credit Services industry median 5-Year Yield-on-Cost % is 4.52. Jaccs Co's value of 9.21 is 103.8% above this industry median. Based on the distribution chart, Jaccs Co ranks #39 out of 210 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Jaccs Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #39 out of 210 companies for 5-Year Yield-on-Cost %. This places Jaccs Co in the top 19% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 4.52. Jaccs Co's value of 9.21 is 103.8% above this benchmark. Historically, Jaccs Co's own 5-Year Yield-on-Cost % has ranged from 4.59 to 10.37 over the past decade. While the company's 10-year median is 7.32 vs. the industry median of 4.52, Jaccs Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.52, based on 210 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaccs Co's current 5-Year Yield-on-Cost % of 9.21 is 103.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current 5-Year Yield-on-Cost % is 9.21, which is 26% above median its own 10-year median of 7.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,777.48, compared to a current price of 円3,785.00 — trading 0.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 9.21, which is 26% above median its 10-year median of 7.32 and 103.8% above the Credit Services industry median of 4.52. Jaccs Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current 5-Year Yield-on-Cost % is 9.21 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaccs Co (TSE:8584) Overvalued in 2026?
Based on GuruFocus' analysis, Jaccs Co stock appears to be overvalued.
The current stock price of 円3,785.00 is trading 0.2% above its estimated GF Value™ of 円3,777.48.
GuruFocus considers Jaccs Co to be Fairly Valued.
Key valuation signals for TSE:8584:
5-Year Yield-on-Cost %: 9.21 (26% above median its 10-year median of 7.32)
GF Value™: 円3,777.48 vs. price of 円3,785.00 (0.2% above fair value)
Industry Position: 103.8% above the Credit Services median (#39 of 210)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
61GF Score
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