Jaccs Co (TSE:8584) Risk Assessment

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8584 Jaccs Co Ltd TSE:8584
60 GF Score
Price 円3,850.00
GF Value 円3,779.51
Valuation Fairly Valued
! 6 Warning Signs
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What is Jaccs Co Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Jaccs Co is: High Risk: High uncertainty with risk-return tradeoff.

Jaccs Co  (TSE:8584) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Jaccs Co Risk Assessment Related Terms

TSE:8584 vs V, MA, AXP: Risk Assessment Comparison

For the Credit Services subindustry, Jaccs Co's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Jaccs Co Risk Assessment vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jaccs Co's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Jaccs Co's Risk Assessment falls into.


TSE:8584
60GF Score
Jaccs Co Ltd TSE:8584
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Jaccs Co (TSE:8584) Overvalued in 2026?

Based on GuruFocus' analysis, Jaccs Co stock appears to be overvalued. The current stock price of 円3,850.00 is trading 1.9% above its estimated GF Value™ of 円3,779.51. GuruFocus considers Jaccs Co to be Fairly Valued.

Key valuation signals for TSE:8584:

  • Risk Assessment:
  • GF Value™: 円3,779.51 vs. price of 円3,850.00 (1.9% above fair value)
  • GF Score™: 60/100 with 6 warning signs

No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jaccs Co Business Description

Address 1-18, Ebisu, 4-chome, Shibuya-ku, Ebisu Neonato Bldg, Tokyo, JPN, 150-8932
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
60GF Score

Get the complete analysis for TSE:8584

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,850.00
Price
円3,779.51
GF Value