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3-Year Return on Invested Incremental Capital (3-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 3-year.
Jaccs Co's 3-Year ROIIC % for the quarter that ended in Mar. 2026 was -3.25%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for Jaccs Co's 3-Year ROIIC % or its related term are showing as below:
TSE:8584's 3-Year ROIIC % is ranked worse than 76.14% of 394
companies
in the Credit Services industry
Industry Median: 2.9
vs TSE:8584: -3.25
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
Jaccs Co 3-Year ROIIC % Related Terms
Jaccs Co 3-Year ROIIC % Historical Data
* Premium members only.
The historical data trend for Jaccs Co's 3-Year ROIIC % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jaccs Co's 3-Year ROIIC %, along with its competitors' market caps and 3-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co 3-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's 3-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where Jaccs Co's 3-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Annual data of NOPAT and Invested Capital was used to calculate 3-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
Jaccs Co (TSE:8584) has a 3-Year ROIIC % of -3.25 as of Mar. 2026. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Jaccs Co and its competitors. According to the industry distribution chart, Jaccs Co ranks #300 out of 394 companies in the Credit Services industry, placing it in the top 76.1%.
Is Jaccs Co's 3-Year ROIIC % too high?
Jaccs Co's current 3-Year ROIIC % is -3.25. Based on the distribution chart, Jaccs Co ranks #300 out of 394 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Jaccs Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's 3-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #300 out of 394 companies for 3-Year ROIIC %. This places Jaccs Co in the lower half of its industry. The industry median 3-Year ROIIC % is 2.90. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year ROIIC % for a Credit Services company?
The median 3-Year ROIIC % among Credit Services companies is 2.90, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year ROIIC % mean?
A high 3-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 3-Year ROIIC % measures the change in earnings as a percentage of change in investment over 3-year. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median 3-Year ROIIC % is 2.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current 3-Year ROIIC % is -3.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,773.43, compared to a current price of 円3,745.00 — trading 0.8% below its estimated fair value. The current 3-Year ROIIC % is -3.25. Jaccs Co's overall GF Score™ is 61/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year ROIIC % calculated?
3-Year ROIIC % is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current 3-Year ROIIC % is -3.25 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaccs Co (TSE:8584) Overvalued in 2026?
Based on GuruFocus' analysis, Jaccs Co stock appears to be undervalued.
The current stock price of 円3,745.00 is trading 0.8% below its estimated GF Value™ of 円3,773.43.
GuruFocus considers Jaccs Co to be Fairly Valued.
Key valuation signals for TSE:8584:
3-Year ROIIC %: -3.25
GF Value™: 円3,773.43 vs. price of 円3,745.00 (0.8% below fair value)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
61GF Score
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