Jaccs Co (TSE:8584) E10: 円450.08 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8584 Jaccs Co Ltd TSE:8584
55 GF Score
Price 円3,745.00
GF Value 円3,771.99
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is Jaccs Co E10?

Jaccs Co TSE:8584 -0.53% 55 E10 is 円450.08 as of Mar. 2026. GuruFocus rates TSE:8584 with a GF Score™ of 55/100 and a GF Value™ of 円3,771.99 (Fairly Valued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Jaccs Co's adjusted earnings per share data for the three months ended in Mar. 2026 was 円4.320. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is 円450.08 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Jaccs Co's average E10 Growth Rate was 4.50% per year. During the past 3 years, the average E10 Growth Rate was 11.00% per year. During the past 5 years, the average E10 Growth Rate was 13.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Jaccs Co was 16.20% per year. The lowest was 8.90% per year. And the median was 12.25% per year.

As of today (2026-08-03), Jaccs Co's current stock price is 円3745.00. Jaccs Co's E10 for the quarter that ended in Mar. 2026 was 円450.08. Jaccs Co's Shiller PE Ratio of today is 8.32.

During the past 13 years, the highest Shiller PE Ratio of Jaccs Co was 15.53. The lowest was 7.00. And the median was 10.92.


Jaccs Co  (TSE:8584) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Jaccs Co's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=3745.00/450.08
=8.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Jaccs Co was 15.53. The lowest was 7.00. And the median was 10.92.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Jaccs Co E10 Related Terms


Jaccs Co E10 Historical Data

* Premium members only.

The historical data trend for Jaccs Co's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jaccs Co E10 Chart

Jaccs Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 281.52 329.42 385.98 430.90 450.08

Jaccs Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 430.90 439.53 449.66 456.20 450.08

TSE:8584 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Jaccs Co's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jaccs Co Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Jaccs Co's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Jaccs Co's Shiller PE Ratio falls into.


TSE:8584
55GF Score
Jaccs Co Ltd TSE:8584
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jaccs Co E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Jaccs Co's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.32/112.7000*112.7000
=4.320

Current CPI (Mar. 2026) = 112.7000.

Jaccs Co Quarterly Data

per share eps CPI Adj_EPS
201606 48.950 98.100 56.235
201609 77.800 98.000 89.470
201612 89.140 98.400 102.094
201703 36.020 98.100 41.381
201706 57.620 98.500 65.927
201709 61.420 98.800 70.061
201712 82.360 99.400 93.380
201803 24.820 99.200 28.198
201806 65.870 99.200 74.834
201809 65.990 99.900 74.445
201812 66.290 99.700 74.934
201903 60.640 99.700 68.547
201906 82.080 99.800 92.690
201909 81.140 100.100 91.353
201912 84.790 100.500 95.083
202003 62.120 100.300 69.800
202006 85.530 99.900 96.489
202009 50.090 99.900 56.508
202012 128.410 99.300 145.738
202103 75.110 99.900 84.734
202106 146.030 99.500 165.403
202109 133.250 100.100 150.023
202112 160.270 100.100 180.444
202203 87.230 101.100 97.239
202206 174.060 101.800 192.697
202209 145.140 103.100 158.654
202212 201.590 104.100 218.244
202303 101.390 104.400 109.451
202306 219.900 105.200 235.577
202309 133.680 106.200 141.862
202312 167.910 106.800 177.186
202403 161.460 107.200 169.744
202406 172.630 108.200 179.810
202409 148.560 108.900 153.744
202412 142.670 110.700 145.248
202503 71.060 111.100 72.083
202506 126.760 111.700 127.895
202509 143.940 112.000 144.840
202512 104.720 113.000 104.442
202603 4.320 112.700 4.320

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of 円450.08 mean?
Jaccs Co (TSE:8584) has a E10 of 円450.08 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jaccs Co and its competitors.
Is Jaccs Co's E10 too high?
Jaccs Co's current E10 is 円450.08. Overall, Jaccs Co has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's E10 compare to V and MA?
Jaccs Co's E10 of 円450.08 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Jaccs Co and its competitors. Jaccs Co's current E10 is 円450.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,771.99, compared to a current price of 円3,745.00 — trading 0.7% below its estimated fair value. The current E10 is 円450.08. Jaccs Co's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current E10 is 円450.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jaccs Co (TSE:8584) Overvalued in 2026?

Based on GuruFocus' analysis, Jaccs Co stock appears to be undervalued. The current stock price of 円3,745.00 is trading 0.7% below its estimated GF Value™ of 円3,771.99. GuruFocus considers Jaccs Co to be Fairly Valued.

Key valuation signals for TSE:8584:

  • E10: 円450.08
  • GF Value™: 円3,771.99 vs. price of 円3,745.00 (0.7% below fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jaccs Co Business Description

Address 1-18, Ebisu, 4-chome, Shibuya-ku, Ebisu Neonato Bldg, Tokyo, JPN, 150-8932
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
55GF Score

Get the complete analysis for TSE:8584

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円3,745.00
Price
円3,771.99
GF Value