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Jaccs CoTSE:8584 -1.74%52 EV-to-EBIT is 54.41 as of Sep. 21, 2026, which is 49% below its 10-year median of 107.73. GuruFocus rates TSE:8584 with a GF Score™ of 52/100 and a GF Value™ of 円3,104.18 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 347 Credit Services companies, Jaccs Co ranks worse than 92.8% on this metric.
EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Jaccs Co's Enterprise Value is 円2,859,905 Mil.
Jaccs Co's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 was 円52,559 Mil. Therefore, Jaccs Co's EV-to-EBIT for today is 54.41.
The historical rank and industry rank for Jaccs Co's EV-to-EBIT or its related term are showing as below:
TSE:8584'
s EV-to-EBIT Range Over the Past 10 Years
Min: 7.18 Med: 107.73 Max: 154.71
Current: 141.9
During the past 13 years, the highest EV-to-EBIT of Jaccs Co was 154.71. The lowest was 7.18. And the median was 107.73.
TSE:8584's EV-to-EBIT is ranked worse than 92.8% of 347
companies
in the Credit Services industry
Industry Median: 18.32
vs TSE:8584: 141.90
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
Jaccs Co's Enterprise Value for the quarter that ended in Jun. 2026 was 円2,960,588 Mil.
Jaccs Co's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円52,559 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jaccs Co EV-to-EBIT Related Terms
Jaccs Co EV-to-EBIT Historical Data
* Premium members only.
The historical data trend for Jaccs Co's EV-to-EBIT can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jaccs Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where Jaccs Co's EV-to-EBIT falls into.
Jaccs Co's current Enterprise Value is 円2,859,905 Mil.
Jaccs Co's EBIT for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円52,559 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jaccs Co (TSE:8584) has a EV-to-EBIT of 54.41 as of Sep. 21, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Jaccs Co and its competitors. This is 49% below median its historical median of 107.73. Over the past decade, Jaccs Co's EV-to-EBIT has ranged from 7.18 to 154.71. According to the industry distribution chart, Jaccs Co ranks #322 out of 347 companies in the Credit Services industry, placing it in the top 92.8%.
Is Jaccs Co's EV-to-EBIT too high?
Jaccs Co's current EV-to-EBIT of 54.41 is 49% below median its 10-year median of 107.73. Over the past 10 years, this metric has ranged from a low of 7.18 to a high of 154.71. The Credit Services industry median EV-to-EBIT is 18.32. Jaccs Co's value of 54.41 is 197% above this industry median. Based on the distribution chart, Jaccs Co ranks #322 out of 347 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Jaccs Co has a GF Score™ of 52/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #322 out of 347 companies for EV-to-EBIT. This places Jaccs Co in the lower half of its industry. The industry median EV-to-EBIT is 18.32. Jaccs Co's value of 54.41 is 197% above this benchmark. Historically, Jaccs Co's own EV-to-EBIT has ranged from 7.18 to 154.71 over the past decade. While the company's 10-year median is 107.73 vs. the industry median of 18.32, Jaccs Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 18.32, based on 347 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaccs Co's current EV-to-EBIT of 54.41 is 197% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median EV-to-EBIT is 18.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current EV-to-EBIT is 54.41, which is 49% below median its own 10-year median of 107.73. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Modestly Overvalued. The stock's GF Value™ is 円3,104.18, compared to a current price of 円3,675.00 — trading 18.4% above its estimated fair value. The current EV-to-EBIT is 54.41, which is 49% below median its 10-year median of 107.73 and 197% above the Credit Services industry median of 18.32. Jaccs Co's overall GF Score™ is 52/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current EV-to-EBIT is 54.41 as of Sep. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaccs Co (TSE:8584) Overvalued in 2026?
Based on GuruFocus' analysis, Jaccs Co stock appears to be overvalued.
The current stock price of 円3,675.00 is trading 18.4% above its estimated GF Value™ of 円3,104.18.
GuruFocus considers Jaccs Co to be Modestly Overvalued.
Key valuation signals for TSE:8584:
EV-to-EBIT: 54.41 (49% below median its 10-year median of 107.73)
GF Value™: 円3,104.18 vs. price of 円3,675.00 (18.4% above fair value)
Industry Position: 197% above the Credit Services median (#322 of 347)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
52GF Score
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