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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Jaccs Co's 10-Year RORE % for the quarter that ended in Mar. 2026 was 4.65%.
The industry rank for Jaccs Co's 10-Year RORE % or its related term are showing as below:
TSE:8584's 10-Year RORE % is ranked worse than 56.99% of 379
companies
in the Credit Services industry
Industry Median: 8.52
vs TSE:8584: 4.65
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 10-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Jaccs Co 10-Year RORE % Related Terms
Jaccs Co 10-Year RORE % Historical Data
* Premium members only.
The historical data trend for Jaccs Co's 10-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Jaccs Co's 10-Year RORE %, along with its competitors' market caps and 10-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jaccs Co 10-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Jaccs Co's 10-Year RORE % distribution charts can be found below:
* The bar in red indicates where Jaccs Co's 10-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 10-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 10-year before.
Jaccs Co (TSE:8584) has a 10-Year RORE % of 4.65 as of Mar. 2026. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Jaccs Co and its competitors. According to the industry distribution chart, Jaccs Co ranks #216 out of 379 companies in the Credit Services industry, placing it in the top 57%.
Is Jaccs Co's 10-Year RORE % too high?
Jaccs Co's current 10-Year RORE % is 4.65. The Credit Services industry median 10-Year RORE % is 8.52. Jaccs Co's value of 4.65 is 45.4% below this industry median. Based on the distribution chart, Jaccs Co ranks #216 out of 379 companies in the Credit Services industry, which is below the industry midpoint. Overall, Jaccs Co has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jaccs Co's 10-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Jaccs Co ranks #216 out of 379 companies for 10-Year RORE %. This places Jaccs Co in the lower half of its industry. The industry median 10-Year RORE % is 8.52. Jaccs Co's value of 4.65 is 45.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year RORE % for a Credit Services company?
The median 10-Year RORE % among Credit Services companies is 8.52, based on 379 companies in the industry. Companies in the top quartile (top 25%) have a 10-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 10-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jaccs Co's current 10-Year RORE % of 4.65 is 45.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year RORE % mean?
A high 10-Year RORE % can signal that a stock is expensive relative to its fundamentals. 10-Year RORE % shows how much a company earns by reinvesting its retained earnings in 10-year. View historical data on Jaccs Co and its competitors. For the Credit Services industry, the median 10-Year RORE % is 8.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jaccs Co's current 10-Year RORE % is 4.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jaccs Co stock overvalued right now?
Based on GuruFocus' analysis, Jaccs Co (TSE:8584) is currently considered Fairly Valued. The stock's GF Value™ is 円3,776.91, compared to a current price of 円3,740.00 — trading 1% below its estimated fair value. The current 10-Year RORE % is 4.65 and 45.4% below the Credit Services industry median of 8.52. Jaccs Co's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year RORE % calculated?
10-Year RORE % is calculated from a company's financial statements. For Jaccs Co (TSE:8584), the current 10-Year RORE % is 4.65 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jaccs Co (TSE:8584) Overvalued in 2026?
Based on GuruFocus' analysis, Jaccs Co stock appears to be undervalued.
The current stock price of 円3,740.00 is trading 1% below its estimated GF Value™ of 円3,776.91.
GuruFocus considers Jaccs Co to be Fairly Valued.
Key valuation signals for TSE:8584:
10-Year RORE %: 4.65
GF Value™: 円3,776.91 vs. price of 円3,740.00 (1% below fair value)
Industry Position: 45.4% below the Credit Services median (#216 of 379)
No single metric tells the full story. See the TSE:8584 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jaccs Co Ltd is a consumer finance company that operates in Japan and other parts of Asia. The company's main businesses are the credit business, the credit card business, and the financing business. The credit business offers loans for purchases and expenses such as vehicles, medical care, bridal, home renovation, jewelry, watches, and kimono. The credit card business issues credit cards under the Visa, MasterCard, and JCB brands and has nearly 7 million cardholders. The financing business offers bill collection services as well as credit guarantees for personal and housing loans extended by financial institutions.
61GF Score
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