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Klarna GroupKLAR -1.40%14 EV-to-OCF is -1.11 as of Sep. 15, 2026. GuruFocus rates KLAR with a GF Score™ of 14/100. The stock has 3 warning signs investors should review. Among 549 Credit Services companies, Klarna Group ranks better than 51% on this metric.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Klarna Group's Enterprise Value is $2,866 Mil.
Klarna Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was $-2,591 Mil. Therefore, Klarna Group's EV-to-OCF for today is -1.11.
The historical rank and industry rank for Klarna Group's EV-to-OCF or its related term are showing as below:
KLAR'
s EV-to-OCF Range Over the Past 10 Years
Min: -8.61 Med: -1.26 Max: 8.56
Current: -1.11
During the past 4 years, the highest EV-to-OCF of Klarna Group was 8.56. The lowest was -8.61. And the median was -1.26.
KLAR's EV-to-OCF is ranked better than 51% of 549
companies
in the Credit Services industry
Industry Median: -0.4
vs KLAR: -1.11
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Klarna Group's PE Ratio (TTM) for today is calculated as:
Klarna Group's share price for today is $14.05.
Klarna Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.518.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Klarna Group EV-to-OCF Related Terms
Klarna Group EV-to-OCF Historical Data
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The historical data trend for Klarna Group's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Klarna Group's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Klarna Group EV-to-OCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Klarna Group's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Klarna Group's EV-to-OCF falls into.
Klarna Group's current Enterprise Value is $2,866 Mil.
Klarna Group's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2,591 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Klarna Group (KLAR) has a EV-to-OCF of -1.11 as of Sep. 15, 2026. According to the industry distribution chart, Klarna Group ranks #269 out of 549 companies in the Credit Services industry, placing it in the top 49%.
Is Klarna Group's EV-to-OCF too high?
Klarna Group's current EV-to-OCF is -1.11. Based on the distribution chart, Klarna Group ranks #269 out of 549 companies in the Credit Services industry, which is above the industry midpoint. Overall, Klarna Group has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's EV-to-OCF compare to SLM and ENVA?
According to the Credit Services industry distribution chart, Klarna Group ranks #269 out of 549 companies for EV-to-OCF. This puts Klarna Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. Klarna Group's current EV-to-OCF is -1.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (KLAR) has a current EV-to-OCF of -1.11. The current EV-to-OCF is -1.11. Klarna Group's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Klarna Group (KLAR), the current EV-to-OCF is -1.11 as of Sep. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
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