Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Klarna GroupKLAR +2.36%14 Pretax Margin % is 1.48% as of Mar. 2026. GuruFocus rates KLAR with a GF Score™ of 14/100. The stock has 3 warning signs investors should review. Among 539 Credit Services companies, Klarna Group ranks worse than 80.89% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Klarna Group's Pre-Tax Income for the
three
months ended in Mar. 2026 was $15 Mil. Klarna Group's Revenue for the
three
months ended in Mar. 2026 was $1,012 Mil. Therefore, Klarna Group's pretax margin for the quarter that ended in Mar. 2026 was 1.48%.
The historical rank and industry rank for Klarna Group's Pretax Margin % or its related term are showing as below:
KLAR'
s Pretax Margin % Range Over the Past 10 Years
Min: -54.52 Med: -10.12 Max: 1.17
Current: -3.53
KLAR's Pretax Margin % is ranked worse than 80.89% of 539
companies
in the Credit Services industry
Industry Median: 20.55
vs KLAR: -3.53
Klarna Group (NYSE:KLAR) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Klarna Group Pretax Margin % Related Terms
Klarna Group Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Klarna Group's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
KLAR vs OMF, CACC, ENVA: Pretax Margin % Comparison
For the Credit Services subindustry, Klarna Group's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Klarna Group Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Klarna Group's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Klarna Group's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Klarna Group (KLAR) has a Pretax Margin % of 1.48% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Klarna Group and its competitors. According to the industry distribution chart, Klarna Group ranks #436 out of 539 companies in the Credit Services industry, placing it in the top 80.9%.
Is Klarna Group's Pretax Margin % too high?
Klarna Group's current Pretax Margin % is 1.48%. The Credit Services industry median Pretax Margin % is 20.55. Klarna Group's value of 1.48% is 92.8% below this industry median. Based on the distribution chart, Klarna Group ranks #436 out of 539 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Klarna Group has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Klarna Group's Pretax Margin % compare to OMF and CACC?
According to the Credit Services industry distribution chart, Klarna Group ranks #436 out of 539 companies for Pretax Margin %. This places Klarna Group in the lower half of its industry. The industry median Pretax Margin % is 20.55. Klarna Group's value of 1.48% is 92.8% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.55, based on 539 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Klarna Group's current Pretax Margin % of 1.48% is 92.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Klarna Group and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Klarna Group's current Pretax Margin % is 1.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Klarna Group stock overvalued right now?
Klarna Group (KLAR) has a current Pretax Margin % of 1.48%. The current Pretax Margin % is 1.48% and 92.8% below the Credit Services industry median of 20.55. Klarna Group's overall GF Score™ is 14/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Klarna Group (KLAR), the current Pretax Margin % is 1.48% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Klarna Group PLC is a technology-driven payments company, with operations spanning multiple countries. It connects consumers and merchants with comprehensive payment solutions and tailored advertising solutions, both online and offline. Its payment solutions provide consumers with more control and flexibility over their payments. It is a digital bank and flexible payments provider building the next-generation AI-powered commerce network.
14GF Score
Get the complete analysis for KLAR
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KLAR has been successfully added to your 
