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EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Mutual Federal Bancorp's Enterprise Value is $29.02 Mil.
Mutual Federal Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.11 Mil. Therefore, Mutual Federal Bancorp's EV-to-OCF for today is -259.11.
The historical rank and industry rank for Mutual Federal Bancorp's EV-to-OCF or its related term are showing as below:
MFDB'
s EV-to-OCF Range Over the Past 10 Years
Min: -266.81 Med: -0.76 Max: 5.08
Current: -259.11
During the past 13 years, the highest EV-to-OCF of Mutual Federal Bancorp was 5.08. The lowest was -266.81. And the median was -0.76.
MFDB's EV-to-OCF is ranked better than 99.67% of 1500
companies
in the Banks industry
Industry Median: 3.89
vs MFDB: -259.11
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mutual Federal Bancorp (OTCPK:MFDB) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mutual Federal Bancorp's PE Ratio (TTM) for today is calculated as:
Mutual Federal Bancorp's share price for today is $5.95.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mutual Federal Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.100.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mutual Federal Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mutual Federal Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Mutual Federal Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Mutual Federal Bancorp's EV-to-OCF falls into.
Mutual Federal Bancorp's current Enterprise Value is $29.02 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mutual Federal Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.11 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mutual Federal Bancorp (MFDB) has a EV-to-OCF of -259.11 as of Jul. 31, 2026. According to the industry distribution chart, Mutual Federal Bancorp ranks #5 out of 1500 companies in the Banks industry, placing it in the top 0.3%.
Is Mutual Federal Bancorp's EV-to-OCF too high?
Mutual Federal Bancorp's current EV-to-OCF is -259.11. Based on the distribution chart, Mutual Federal Bancorp ranks #5 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's EV-to-OCF compare to MSBB and LOGN?
According to the Banks industry distribution chart, Mutual Federal Bancorp ranks #5 out of 1500 companies for EV-to-OCF. This places Mutual Federal Bancorp in the top 0% of its industry — outperforming the majority of peers. The industry median EV-to-OCF is 3.89. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.89, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Federal Bancorp's current EV-to-OCF is -259.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current EV-to-OCF of -259.11. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current EV-to-OCF is -259.11. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current EV-to-OCF is -259.11 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?
Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued.
The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.
Key valuation signals for MFDB:
EV-to-OCF: -259.11
GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score
Get the complete analysis for MFDB
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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