MFDB (Mutual Federal Bancorp) ROC %: % (As of Dec. 2025)

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Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MFDB Mutual Federal Bancorp Inc MFDB
41 GF Score
Price $6.35
GF Value $1.87
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Mutual Federal Bancorp ROC %?

Mutual Federal Bancorp MFDB +1.76% 41 ROC % is % as of Dec. 2025. GuruFocus rates MFDB with a GF Score™ of 41/100 and a GF Value™ of $1.87 (Significantly Overvalued). The stock has 6 warning signs investors should review.

ROC %does not apply to banks.

MFDB
41GF Score
Mutual Federal Bancorp Inc MFDB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Mutual Federal Bancorp (MFDB) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Mutual Federal Bancorp and its competitors.
Is Mutual Federal Bancorp's ROC % too high?
Mutual Federal Bancorp's current ROC % is %. Overall, Mutual Federal Bancorp has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's ROC % compare to JTNB and TCNB?
Mutual Federal Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.57. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.57, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Mutual Federal Bancorp and its competitors. For the Banks industry, the median ROC % is 1.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Federal Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mutual Federal Bancorp (MFDB) is currently considered Significantly Overvalued. The stock's GF Value™ is $1.87, compared to a current price of $6.35 — trading 239.6% above its estimated fair value. The current ROC % is %. Mutual Federal Bancorp's overall GF Score™ is 41/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $6.35 is trading 239.6% above its estimated GF Value™ of $1.87. GuruFocus considers Mutual Federal Bancorp to be Significantly Overvalued.

Key valuation signals for MFDB:

  • ROC %: %
  • GF Value™: $1.87 vs. price of $6.35 (239.6% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
41GF Score

Get the complete analysis for MFDB

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.35
Price
$1.87
GF Value