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The historical rank and industry rank for Mutual Federal Bancorp's Pretax Margin % or its related term are showing as below:
MFDB'
s Pretax Margin % Range Over the Past 10 Years
Min: -63.98 Med: 4.19 Max: 28.46
Current: 9.69
MFDB's Pretax Margin % is ranked worse than 90.89% of 1526
companies
in the Banks industry
Industry Median: 35.25
vs MFDB: 9.69
Mutual Federal Bancorp (OTCPK:MFDB) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Mutual Federal Bancorp Pretax Margin % Related Terms
Mutual Federal Bancorp Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Mutual Federal Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MFDB vs MSBB, LOGN, UNTN: Pretax Margin % Comparison
For the Banks - Regional subindustry, Mutual Federal Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mutual Federal Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Mutual Federal Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Mutual Federal Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mutual Federal Bancorp (MFDB) has a Pretax Margin % of 9.69% as of Dec. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mutual Federal Bancorp and its competitors. This is 131% above median its historical median of 4.19. According to the industry distribution chart, Mutual Federal Bancorp ranks #1387 out of 1526 companies in the Banks industry, placing it in the top 90.9%.
Is Mutual Federal Bancorp's Pretax Margin % too high?
Mutual Federal Bancorp's current Pretax Margin % of 9.69% is 131% above median its 10-year median of 4.19. The Banks industry median Pretax Margin % is 35.25. Mutual Federal Bancorp's value of 9.69% is 72.5% below this industry median. Based on the distribution chart, Mutual Federal Bancorp ranks #1387 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's Pretax Margin % compare to MSBB and LOGN?
According to the Banks industry distribution chart, Mutual Federal Bancorp ranks #1387 out of 1526 companies for Pretax Margin %. This places Mutual Federal Bancorp in the lower half of its industry. The industry median Pretax Margin % is 35.25. Mutual Federal Bancorp's value of 9.69% is 72.5% below this benchmark. While the company's 10-year median is 4.19 vs. the industry median of 35.25, Mutual Federal Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.25, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mutual Federal Bancorp's current Pretax Margin % of 9.69% is 72.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mutual Federal Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Federal Bancorp's current Pretax Margin % is 9.69%, which is 131% above median its own 10-year median of 4.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current Pretax Margin % of 9.69%. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current Pretax Margin % is 9.69%, which is 131% above median its 10-year median of 4.19 and 72.5% below the Banks industry median of 35.25. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current Pretax Margin % is 9.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?
Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued.
The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.
Key valuation signals for MFDB:
Pretax Margin %: 9.69% (131% above median its 10-year median of 4.19)
GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
Industry Position: 72.5% below the Banks median (#1387 of 1526)
No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score
Get the complete analysis for MFDB
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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