MFDB (Mutual Federal Bancorp) Pre-Tax Income: $0.34 Mil (TTM As of Dec. 2025)

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MFDB Mutual Federal Bancorp Inc MFDB
50 GF Score
Price $2.00
GF Value $1.89
Valuation Fairly Valued
! 2 Warning Signs
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What is Mutual Federal Bancorp Pre-Tax Income?

Mutual Federal Bancorp MFDB 50 Pre-Tax Income is $0.34 Mil as of Dec. 2025. GuruFocus rates MFDB with a GF Score™ of 50/100 and a GF Value™ of $1.89 (Fairly Valued). The stock has 2 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Mutual Federal Bancorp's pretax income for the six months ended in Dec. 2025 was $0.34 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34 Mil. Mutual Federal Bancorp's pretax margin was 9.69%.

During the past 13 years, Mutual Federal Bancorp's highest Pretax Margin was 28.46%. The lowest was -63.98%. And the median was 4.19%.


Mutual Federal Bancorp  (OTCPK:MFDB) Pre-Tax Income Explanation

Mutual Federal Bancorp's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=0.338/3.489
=9.69%

During the past 13 years, Mutual Federal Bancorp's highest Pretax Margin was 28.46%. The lowest was -63.98%. And the median was 4.19%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mutual Federal Bancorp Pre-Tax Income Related Terms


Mutual Federal Bancorp Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Mutual Federal Bancorp's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Federal Bancorp Pre-Tax Income Chart

Mutual Federal Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.36 -0.22 -0.30 -0.33 0.34

Mutual Federal Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 -0.22 -0.30 -0.33 0.34

MFDB vs MSBB, LOGN, UNTN: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Mutual Federal Bancorp's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Federal Bancorp Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Mutual Federal Bancorp's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Mutual Federal Bancorp's Pre-Tax Income falls into.


MFDB
50GF Score
Mutual Federal Bancorp Inc MFDB
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Mutual Federal Bancorp Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Mutual Federal Bancorp's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+0.338
=0.34

Mutual Federal Bancorp's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+0.338
=0.34

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of $0.34 Mil mean?
Mutual Federal Bancorp (MFDB) has a Pre-Tax Income of $0.34 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mutual Federal Bancorp and its competitors.
Is Mutual Federal Bancorp's Pre-Tax Income too high?
Mutual Federal Bancorp's current Pre-Tax Income is $0.34 Mil. Overall, Mutual Federal Bancorp has a GF Score™ of 50/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's Pre-Tax Income compare to MSBB and LOGN?
Mutual Federal Bancorp's Pre-Tax Income of $0.34 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Mutual Federal Bancorp and its competitors. Mutual Federal Bancorp's current Pre-Tax Income is $0.34 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Mutual Federal Bancorp (MFDB) is currently considered Fairly Valued. The stock's GF Value™ is $1.89, compared to a current price of $2.00 — trading 5.8% above its estimated fair value. The current Pre-Tax Income is $0.34 Mil. Mutual Federal Bancorp's overall GF Score™ is 50/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current Pre-Tax Income is $0.34 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $2.00 is trading 5.8% above its estimated GF Value™ of $1.89. GuruFocus considers Mutual Federal Bancorp to be Fairly Valued.

Key valuation signals for MFDB:

  • Pre-Tax Income: $0.34 Mil
  • GF Value™: $1.89 vs. price of $2.00 (5.8% above fair value)
  • GF Score™: 50/100 with 2 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
50GF Score

Get the complete analysis for MFDB

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.00
Price
$1.89
GF Value