MFDB (Mutual Federal Bancorp) Selling, General, & Admin. Expense: $0.34 Mil (TTM As of Dec. 2025)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MFDB Mutual Federal Bancorp Inc MFDB
39 GF Score
Price $5.95
GF Value $1.93
! 6 Warning Signs
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What is Mutual Federal Bancorp Selling, General, & Admin. Expense?

Mutual Federal Bancorp MFDB +22.68% 39 Selling, General, & Admin. Expense is $0.34 Mil as of Dec. 2025. GuruFocus rates MFDB with a GF Score™ of 39/100 and a GF Value™ of $1.93. The stock has 6 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Mutual Federal Bancorp's selling, general, & admin. expense for the six months ended in Dec. 2025 was $0.34 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34 Mil.


Mutual Federal Bancorp  (OTCPK:MFDB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Mutual Federal Bancorp Selling, General, & Admin. Expense Related Terms


Mutual Federal Bancorp Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Mutual Federal Bancorp's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Federal Bancorp Selling, General, & Admin. Expense Chart

Mutual Federal Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.43 0.36 0.28 0.57 0.34

Mutual Federal Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.43 0.36 0.28 0.57 0.34

MFDB vs MSBB, LOGN, UNTN: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, Mutual Federal Bancorp's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Federal Bancorp Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Mutual Federal Bancorp's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Mutual Federal Bancorp's Selling, General, & Admin. Expense falls into.


MFDB
39GF Score
Mutual Federal Bancorp Inc MFDB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Mutual Federal Bancorp Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.34 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $0.34 Mil mean?
Mutual Federal Bancorp (MFDB) has a Selling, General, & Admin. Expense of $0.34 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Mutual Federal Bancorp and its competitors.
Is Mutual Federal Bancorp's Selling, General, & Admin. Expense too high?
Mutual Federal Bancorp's current Selling, General, & Admin. Expense is $0.34 Mil. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's Selling, General, & Admin. Expense compare to MSBB and LOGN?
Mutual Federal Bancorp's Selling, General, & Admin. Expense of $0.34 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Mutual Federal Bancorp and its competitors. Mutual Federal Bancorp's current Selling, General, & Admin. Expense is $0.34 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current Selling, General, & Admin. Expense of $0.34 Mil. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current Selling, General, & Admin. Expense is $0.34 Mil. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current Selling, General, & Admin. Expense is $0.34 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.

Key valuation signals for MFDB:

  • Selling, General, & Admin. Expense: $0.34 Mil
  • GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score

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Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.95
Price
$1.93
GF Value