MFDB (Mutual Federal Bancorp) Profitability Rank: 3 (As of Dec. 2025) — Near Median

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MFDB Mutual Federal Bancorp Inc MFDB
39 GF Score
Price $5.95
GF Value $1.93
! 6 Warning Signs
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What is Mutual Federal Bancorp Profitability Rank?

Mutual Federal Bancorp MFDB +22.68% 39 Profitability Rank is 3 as of Dec. 2025, which is at its 10-year median of 3.00. GuruFocus rates MFDB with a GF Score™ of 39/100 and a GF Value™ of $1.93. The stock has 6 warning signs investors should review.

Mutual Federal Bancorp has the Profitability Rank of 3. It has had trouble to make a profit.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Mutual Federal Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, Mutual Federal Bancorp's Piotroski F-Score is 5.


Mutual Federal Bancorp Profitability Rank Related Terms


MFDB vs MSBB, LOGN, UNTN: Profitability Rank Comparison

For the Banks - Regional subindustry, Mutual Federal Bancorp's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Federal Bancorp Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, Mutual Federal Bancorp's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Mutual Federal Bancorp's Profitability Rank falls into.


MFDB
39GF Score
Mutual Federal Bancorp Inc MFDB
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Mutual Federal Bancorp Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Mutual Federal Bancorp has the Profitability Rank of 3. It has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Mutual Federal Bancorp's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 3.489
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Mutual Federal Bancorp has an F-score of 5 indicating the company's financial situation is typical for a stable company.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 3 mean?
Mutual Federal Bancorp (MFDB) has a Profitability Rank of 3 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Mutual Federal Bancorp and its competitors. This is near median its historical median of 3.00. Over the past decade, Mutual Federal Bancorp's Profitability Rank has ranged from 3.00 to 5.00.
Is Mutual Federal Bancorp's Profitability Rank too high?
Mutual Federal Bancorp's current Profitability Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 5.00. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's Profitability Rank compare to MSBB and LOGN?
Mutual Federal Bancorp's Profitability Rank of 3 can be compared against companies in the Banks industry. Historically, Mutual Federal Bancorp's own Profitability Rank has ranged from 3.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Mutual Federal Bancorp and its competitors. Mutual Federal Bancorp's current Profitability Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current Profitability Rank of 3. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current Profitability Rank is 3, which is near median its 10-year median of 3.00. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current Profitability Rank is 3 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.

Key valuation signals for MFDB:

  • Profitability Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score

Get the complete analysis for MFDB

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.95
Price
$1.93
GF Value