MFDB (Mutual Federal Bancorp) ROC (Joel Greenblatt) %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MFDB Mutual Federal Bancorp Inc MFDB
39 GF Score
Price $5.95
GF Value $1.93
! 6 Warning Signs
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What is Mutual Federal Bancorp ROC (Joel Greenblatt) %?

Mutual Federal Bancorp MFDB +22.68% 39 ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus rates MFDB with a GF Score™ of 39/100 and a GF Value™ of $1.93. The stock has 6 warning signs investors should review. Among 46 Banks companies, Mutual Federal Bancorp ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

MFDB
39GF Score
Mutual Federal Bancorp Inc MFDB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Mutual Federal Bancorp (MFDB) has a ROC (Joel Greenblatt) % of % as of Dec. 2025. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Mutual Federal Bancorp and its competitors. According to the industry distribution chart, Mutual Federal Bancorp ranks #999999 out of 46 companies in the Banks industry.
Is Mutual Federal Bancorp's ROC (Joel Greenblatt) % too high?
Mutual Federal Bancorp's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Mutual Federal Bancorp ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's ROC (Joel Greenblatt) % compare to MSBB and LOGN?
According to the Banks industry distribution chart, Mutual Federal Bancorp ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Mutual Federal Bancorp in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 63.39. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 63.39, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Mutual Federal Bancorp and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 63.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mutual Federal Bancorp's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current ROC (Joel Greenblatt) % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.

Key valuation signals for MFDB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score

Get the complete analysis for MFDB

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.95
Price
$1.93
GF Value