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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Mutual Federal Bancorp's Total Liabilities for the quarter that ended in Dec. 2025 was $80.95 Mil. Mutual Federal Bancorp's Total Assets for the quarter that ended in Dec. 2025 was $97.25 Mil.
Therefore, Mutual Federal Bancorp's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.83.
Mutual Federal Bancorp (OTCPK:MFDB) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Mutual Federal Bancorp Liabilities-to-Assets Related Terms
Mutual Federal Bancorp Liabilities-to-Assets Historical Data
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The historical data trend for Mutual Federal Bancorp's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mutual Federal Bancorp Liabilities-to-Assets Chart
MFDB vs MSBB, LOGN, UNTN: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Mutual Federal Bancorp's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mutual Federal Bancorp Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Mutual Federal Bancorp's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Mutual Federal Bancorp's Liabilities-to-Assets falls into.
Mutual Federal Bancorp Liabilities-to-Assets Calculation
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Mutual Federal Bancorp's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mutual Federal Bancorp (MFDB) has a Liabilities-to-Assets of 0.83 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Mutual Federal Bancorp and its competitors.
Is Mutual Federal Bancorp's Liabilities-to-Assets too high?
Mutual Federal Bancorp's current Liabilities-to-Assets is 0.83. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's Liabilities-to-Assets compare to MSBB and LOGN?
Mutual Federal Bancorp's Liabilities-to-Assets of 0.83 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Mutual Federal Bancorp and its competitors. Mutual Federal Bancorp's current Liabilities-to-Assets is 0.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current Liabilities-to-Assets of 0.83. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current Liabilities-to-Assets is 0.83. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current Liabilities-to-Assets is 0.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?
Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued.
The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.
Key valuation signals for MFDB:
Liabilities-to-Assets: 0.83
GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score
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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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