MFDB (Mutual Federal Bancorp) Enterprise Value: $29.02 Mil (As of Jul. 30, 2026) ***

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MFDB Mutual Federal Bancorp Inc MFDB
39 GF Score
Price $5.95
GF Value $1.93
! 6 Warning Signs
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What is Mutual Federal Bancorp Enterprise Value?

Mutual Federal Bancorp MFDB +22.68% 39 Enterprise Value is $29.02 Mil as of Jul. 30, 2026. GuruFocus rates MFDB with a GF Score™ of 39/100 and a GF Value™ of $1.93. The stock has 6 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Mutual Federal Bancorp's Enterprise Value is $29.02 Mil. Mutual Federal Bancorp's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $3.49 Mil. Therefore, Mutual Federal Bancorp's EV-to-Revenue ratio for today is 8.32.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Mutual Federal Bancorp's Enterprise Value is $29.02 Mil. Mutual Federal Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.11 Mil. Therefore, Mutual Federal Bancorp's EV-to-OCF ratio for today is -259.11.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Mutual Federal Bancorp's Enterprise Value is $29.02 Mil. Mutual Federal Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.24 Mil. Therefore, Mutual Federal Bancorp's EV-to-FCF ratio for today is -123.49.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Mutual Federal Bancorp  (OTCPK:MFDB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Mutual Federal Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=29.020/3.489
=8.32

Mutual Federal Bancorp's current Enterprise Value is $29.02 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Mutual Federal Bancorp's Revenue for the trailing twelve months (TTM) ended in Dec. 2025 was $3.49 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Mutual Federal Bancorp's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=29.020/-0.112
=-259.11

Mutual Federal Bancorp's current Enterprise Value is $29.02 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Mutual Federal Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.11 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Mutual Federal Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=29.020/-0.235
=-123.49

Mutual Federal Bancorp's current Enterprise Value is $29.02 Mil.
For company reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data. Mutual Federal Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $-0.24 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mutual Federal Bancorp Enterprise Value Related Terms


Mutual Federal Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for Mutual Federal Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Federal Bancorp Enterprise Value Chart

Mutual Federal Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only -6.30 27.69 9.18 18.20 17.21

Mutual Federal Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -6.30 27.69 9.18 18.20 17.21

MFDB vs MSBB, LOGN, UNTN: Enterprise Value Comparison

For the Banks - Regional subindustry, Mutual Federal Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mutual Federal Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Mutual Federal Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Mutual Federal Bancorp's Enterprise Value falls into.


MFDB
39GF Score
Mutual Federal Bancorp Inc MFDB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mutual Federal Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Mutual Federal Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

Mutual Federal Bancorp's Enterprise Value for the quarter that ended in Dec. 2025 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $29.02 Mil mean?
Mutual Federal Bancorp (MFDB) has a Enterprise Value of $29.02 Mil as of Jul. 30, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mutual Federal Bancorp and its competitors.
Is Mutual Federal Bancorp's Enterprise Value too high?
Mutual Federal Bancorp's current Enterprise Value is $29.02 Mil. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's Enterprise Value compare to MSBB and LOGN?
Mutual Federal Bancorp's Enterprise Value of $29.02 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mutual Federal Bancorp and its competitors. Mutual Federal Bancorp's current Enterprise Value is $29.02 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current Enterprise Value of $29.02 Mil. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current Enterprise Value is $29.02 Mil. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current Enterprise Value is $29.02 Mil as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.

Key valuation signals for MFDB:

  • Enterprise Value: $29.02 Mil
  • GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score

Get the complete analysis for MFDB

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.95
Price
$1.93
GF Value