MFDB (Mutual Federal Bancorp) LT-Debt-to-Total-Asset: 0.19 (As of Dec. 2025)

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MFDB Mutual Federal Bancorp Inc MFDB
39 GF Score
Price $5.95
GF Value $1.93
! 6 Warning Signs
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What is Mutual Federal Bancorp LT-Debt-to-Total-Asset?

Mutual Federal Bancorp MFDB +22.68% 39 LT-Debt-to-Total-Asset is 0.19 as of Dec. 2025. GuruFocus rates MFDB with a GF Score™ of 39/100 and a GF Value™ of $1.93. The stock has 6 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Mutual Federal Bancorp's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.19.

Mutual Federal Bancorp's long-term debt to total assets ratio increased from Dec. 2023 (0.15) to Dec. 2025 (0.19). It may suggest that Mutual Federal Bancorp is progressively becoming more dependent on debt to grow their business.

Mutual Federal Bancorp  (OTCPK:MFDB) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Mutual Federal Bancorp LT-Debt-to-Total-Asset Related Terms

Mutual Federal Bancorp LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Mutual Federal Bancorp's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Federal Bancorp LT-Debt-to-Total-Asset Chart

Mutual Federal Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.26 0.15 0.19 0.19

Mutual Federal Bancorp Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.26 0.15 0.19 0.19
MFDB
39GF Score
Mutual Federal Bancorp Inc MFDB
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Mutual Federal Bancorp LT-Debt-to-Total-Asset Calculation

Mutual Federal Bancorp's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=18/97.247
=0.19

Mutual Federal Bancorp's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=18/97.247
=0.19

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.19 mean?
Mutual Federal Bancorp (MFDB) has a LT-Debt-to-Total-Asset of 0.19 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mutual Federal Bancorp and its competitors.
Is Mutual Federal Bancorp's LT-Debt-to-Total-Asset too high?
Mutual Federal Bancorp's current LT-Debt-to-Total-Asset is 0.19. Overall, Mutual Federal Bancorp has a GF Score™ of 39/100, reflecting its overall financial health beyond just this single metric.
How does Mutual Federal Bancorp's LT-Debt-to-Total-Asset compare to MSBB and LOGN?
Mutual Federal Bancorp's LT-Debt-to-Total-Asset of 0.19 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Mutual Federal Bancorp and its competitors. Mutual Federal Bancorp's current LT-Debt-to-Total-Asset is 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mutual Federal Bancorp stock overvalued right now?
Mutual Federal Bancorp (MFDB) has a current LT-Debt-to-Total-Asset of 0.19. The stock's GF Value™ is $1.93, compared to a current price of $5.95 — trading 208.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.19. Mutual Federal Bancorp's overall GF Score™ is 39/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Mutual Federal Bancorp (MFDB), the current LT-Debt-to-Total-Asset is 0.19 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $5.95 is trading 208.3% above its estimated GF Value™ of $1.93.

Key valuation signals for MFDB:

  • LT-Debt-to-Total-Asset: 0.19
  • GF Value™: $1.93 vs. price of $5.95 (208.3% above fair value)
  • GF Score™: 39/100 with 6 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
39GF Score

Get the complete analysis for MFDB

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.95
Price
$1.93
GF Value