USCB (USCB Financial Holdings) Tariff Resilience Score: 8/10 (As of Jun. 28, 2026)


USCB USCB Financial Holdings Inc USCB
67 GF Score
Price $20.33
GF Value $19.81
Valuation Fairly Valued
! 4 Warning Signs
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What is USCB Financial Holdings Tariff Resilience Score?

USCB Financial Holdings USCB +3.22% 67 Tariff Resilience Score is 8 as of Jun. 28, 2026. GuruFocus rates USCB with a GF Score™ of 67/100 and a GF Value™ of $19.81 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,610 Banks companies, USCB Financial Holdings ranks better than 78.76% on this metric.

USCB Financial Holdings has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

USCB Financial Holdings has Primarily focused on domestic financial services, USCB has limited direct tariff exposure. Indirect impacts are possible through client industries, but overall resilience is high due to domestic market focus.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes USCB Financial Holdings might have Highly Resilient.

USCB Financial Holdings  (NAS:USCB) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

USCB Financial Holdings Tariff Resilience Score Related Terms

USCB vs AVBH, BCML, NECB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, USCB Financial Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

USCB Financial Holdings Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, USCB Financial Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where USCB Financial Holdings's Tariff Resilience Score falls into.


USCB
67GF Score
USCB Financial Holdings Inc USCB
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
USCB Financial Holdings (USCB) has a Tariff Resilience Score of 8 as of Jun. 28, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, USCB Financial Holdings ranks #342 out of 1610 companies in the Banks industry, placing it in the top 21.2%.
Is USCB Financial Holdings' Tariff Resilience Score too high?
USCB Financial Holdings' current Tariff Resilience Score is 8. Based on the distribution chart, USCB Financial Holdings ranks #342 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, USCB Financial Holdings has a GF Score™ of 67/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does USCB Financial Holdings' Tariff Resilience Score compare to AVBH and BCML?
According to the Banks industry distribution chart, USCB Financial Holdings ranks #342 out of 1610 companies for Tariff Resilience Score. This places USCB Financial Holdings in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. USCB Financial Holdings's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is USCB Financial Holdings stock overvalued right now?
Based on GuruFocus' analysis, USCB Financial Holdings (USCB) is currently considered Fairly Valued. The stock's GF Value™ is $19.81, compared to a current price of $20.33 — trading 2.6% above its estimated fair value. The current Tariff Resilience Score is 8. USCB Financial Holdings' overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For USCB Financial Holdings (USCB), the current Tariff Resilience Score is 8 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is USCB Financial Holdings (USCB) Overvalued in 2026?

Based on GuruFocus' analysis, USCB Financial Holdings stock appears to be overvalued. The current stock price of $20.33 is trading 2.6% above its estimated GF Value™ of $19.81. GuruFocus considers USCB Financial Holdings to be Fairly Valued.

Key valuation signals for USCB:

  • Tariff Resilience Score: 8
  • GF Value™: $19.81 vs. price of $20.33 (2.6% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the USCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

USCB Financial Holdings Business Description

Address 2301 NW 87th Avenue, Doral, FL, USA, 33172
USCB Financial Holdings Inc is a bank holding company. Through its banking subsidiary, it offers relationship-based banking products, services, and solutions to a diverse set of clients in the local markets it operates in and international clients with U.S. banking needs. The Group's products and services offerings mainly include traditional deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, etc.; e-banking services; title insurance policies for real estate transactions; and a variety of lending products such as small business loans, commercial real estate loans, business credit cards, etc.; and others. Geographically, its primary banking market is South Florida.
67GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.33
Price
$19.81
GF Value