Emirates Insurance Co PSCADX:EIC 58 EV-to-FCF is 4.34 as of Jul. 07, 2026, which is 59% below its 10-year median of 10.50. GuruFocus rates ADX:EIC with a GF Score™ of 58/100 and a GF Value™ of د.إ8.39 (Fairly Valued). Among 393 Insurance companies, Emirates Insurance Co PSC ranks better than 78.37% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Emirates Insurance Co PSC's Enterprise Value is د.إ949.5 Mil.
Emirates Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was د.إ218.5 Mil. Therefore, Emirates Insurance Co PSC's EV-to-FCF for today is 4.34.
The historical rank and industry rank for Emirates Insurance Co PSC's EV-to-FCF or its related term are showing as below:
ADX:EIC'
s EV-to-FCF Range Over the Past 10 Years
Min: -433.66 Med: 10.5 Max: 568.36
Current: 4.34
During the past 13 years, the highest EV-to-FCF of Emirates Insurance Co PSC was 568.36. The lowest was -433.66. And the median was 10.50.
ADX:EIC's EV-to-FCF is ranked better than 78.37% of 393
companies
in the Insurance industry
Industry Median: 9.8
vs ADX:EIC: 4.34
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Emirates Insurance Co PSC (ADX:EIC) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Emirates Insurance Co PSC's PE Ratio (TTM) for today is calculated as:
Emirates Insurance Co PSC's share price for today is د.إ8.10.
Emirates Insurance Co PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.940.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Emirates Insurance Co PSC EV-to-FCF Related Terms
Emirates Insurance Co PSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Diversified subindustry, Emirates Insurance Co PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Emirates Insurance Co PSC EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Emirates Insurance Co PSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Emirates Insurance Co PSC's EV-to-FCF falls into.
Emirates Insurance Co PSC's current Enterprise Value is د.إ949.5 Mil.
Emirates Insurance Co PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ218.5 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Emirates Insurance Co PSC (ADX:EIC) has a EV-to-FCF of 4.34 as of Jul. 07, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Emirates Insurance Co PSC and its competitors. This is 59% below median its historical median of 10.50. According to the industry distribution chart, Emirates Insurance Co PSC ranks #85 out of 393 companies in the Insurance industry, placing it in the top 21.6%.
Is Emirates Insurance Co PSC's EV-to-FCF too high?
Emirates Insurance Co PSC's current EV-to-FCF of 4.34 is 59% below median its 10-year median of 10.50. The Insurance industry median EV-to-FCF is 9.80. Emirates Insurance Co PSC's value of 4.34 is 55.7% below this industry median. Based on the distribution chart, Emirates Insurance Co PSC ranks #85 out of 393 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Emirates Insurance Co PSC has a GF Score™ of 58/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Emirates Insurance Co PSC's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Emirates Insurance Co PSC ranks #85 out of 393 companies for EV-to-FCF. This places Emirates Insurance Co PSC in the top 22% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.80. Emirates Insurance Co PSC's value of 4.34 is 55.7% below this benchmark. While the company's 10-year median is 10.50 vs. the industry median of 9.80, Emirates Insurance Co PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.80, based on 393 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Emirates Insurance Co PSC's current EV-to-FCF of 4.34 is 55.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Emirates Insurance Co PSC and its competitors. For the Insurance industry, the median EV-to-FCF is 9.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Emirates Insurance Co PSC's current EV-to-FCF is 4.34, which is 59% below median its own 10-year median of 10.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Emirates Insurance Co PSC stock overvalued right now?
Based on GuruFocus' analysis, Emirates Insurance Co PSC (ADX:EIC) is currently considered Fairly Valued. The stock's GF Value™ is د.إ8.39, compared to a current price of د.إ8.10 — trading 3.5% below its estimated fair value. The current EV-to-FCF is 4.34, which is 59% below median its 10-year median of 10.50 and 55.7% below the Insurance industry median of 9.80. Emirates Insurance Co PSC's overall GF Score™ is 58/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Emirates Insurance Co PSC (ADX:EIC), the current EV-to-FCF is 4.34 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Emirates Insurance Co PSC (ADX:EIC) Overvalued in 2026?
Based on GuruFocus' analysis, Emirates Insurance Co PSC stock appears to be undervalued.
The current stock price of د.إ8.10 is trading 3.5% below its estimated GF Value™ of د.إ8.39.
GuruFocus considers Emirates Insurance Co PSC to be Fairly Valued.
Key valuation signals for ADX:EIC:
EV-to-FCF: 4.34 (59% below median its 10-year median of 10.50)
GF Value™: د.إ8.39 vs. price of د.إ8.10 (3.5% below fair value)
Industry Position: 55.7% below the Insurance median (#85 of 393)
No single metric tells the full story. See the ADX:EIC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Emirates Insurance Co PSC is mainly engaged in issuing short-term and long-term insurance contracts and trading in securities. It operates through two segments: Underwriting of general insurance business (Underwriting) and Investments. The Underwriting of general insurance business incorporates all classes of general insurance products offered by the company, such as fire, marine, motor, general accident, and miscellaneous. The Investments segment includes activities of investments in marketable equity securities and investment funds, bonds, term deposits with banks, investment properties, and other securities. The majority of the company's revenue is generated from the Underwriting segment. Geographically, it generates maximum revenue from the UAE, followed by Europe and the USA.
58GF Score
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