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National Bank of Fujairah PSCADX:NBF 56 EV-to-FCF is 2.98 as of Jul. 14, 2026, which is 776% above its 10-year median of 0.34. GuruFocus rates ADX:NBF with a GF Score™ of 56/100 and a GF Value™ of د.إ5.15 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,199 Banks companies, National Bank of Fujairah PSC ranks better than 66.64% on this metric.
The historical rank and industry rank for National Bank of Fujairah PSC's EV-to-FCF or its related term are showing as below:
ADX:NBF'
s EV-to-FCF Range Over the Past 10 Years
Min: -170.23 Med: 0.34 Max: 20.05
Current: 2.98
During the past 13 years, the highest EV-to-FCF of National Bank of Fujairah PSC was 20.05. The lowest was -170.23. And the median was 0.34.
ADX:NBF's EV-to-FCF is ranked better than 66.64% of 1199
companies
in the Banks industry
Industry Median: 6.57
vs ADX:NBF: 2.98
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of Fujairah PSC (ADX:NBF) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
National Bank of Fujairah PSC's PE Ratio (TTM) for today is calculated as:
National Bank of Fujairah PSC's share price for today is د.إ5.00.
National Bank of Fujairah PSC's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.481.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
National Bank of Fujairah PSC EV-to-FCF Related Terms
National Bank of Fujairah PSC EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Fujairah PSC EV-to-FCF Competitor Comparison
For the Banks - Regional subindustry, National Bank of Fujairah PSC's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Bank of Fujairah PSC EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, National Bank of Fujairah PSC's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where National Bank of Fujairah PSC's EV-to-FCF falls into.
National Bank of Fujairah PSC's current Enterprise Value is د.إ4,883 Mil.
National Bank of Fujairah PSC's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ1,640 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
National Bank of Fujairah PSC (ADX:NBF) has a EV-to-FCF of 2.98 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of Fujairah PSC and its competitors. This is 776% above median its historical median of 0.34. According to the industry distribution chart, National Bank of Fujairah PSC ranks #400 out of 1199 companies in the Banks industry, placing it in the top 33.4%.
Is National Bank of Fujairah PSC's EV-to-FCF too high?
National Bank of Fujairah PSC's current EV-to-FCF of 2.98 is 776% above median its 10-year median of 0.34. The Banks industry median EV-to-FCF is 6.57. National Bank of Fujairah PSC's value of 2.98 is 54.6% below this industry median. Based on the distribution chart, National Bank of Fujairah PSC ranks #400 out of 1199 companies in the Banks industry, which is above the industry midpoint. Overall, National Bank of Fujairah PSC has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does National Bank of Fujairah PSC's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, National Bank of Fujairah PSC ranks #400 out of 1199 companies for EV-to-FCF. This puts National Bank of Fujairah PSC in the upper half of its industry. The industry median EV-to-FCF is 6.57. National Bank of Fujairah PSC's value of 2.98 is 54.6% below this benchmark. While the company's 10-year median is 0.34 vs. the industry median of 6.57, National Bank of Fujairah PSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,199 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Bank of Fujairah PSC's current EV-to-FCF of 2.98 is 54.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on National Bank of Fujairah PSC and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Bank of Fujairah PSC's current EV-to-FCF is 2.98, which is 776% above median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Bank of Fujairah PSC stock overvalued right now?
Based on GuruFocus' analysis, National Bank of Fujairah PSC (ADX:NBF) is currently considered Fairly Valued. The stock's GF Value™ is د.إ5.15, compared to a current price of د.إ5.00 — trading 2.9% below its estimated fair value. The current EV-to-FCF is 2.98, which is 776% above median its 10-year median of 0.34 and 54.6% below the Banks industry median of 6.57. National Bank of Fujairah PSC's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For National Bank of Fujairah PSC (ADX:NBF), the current EV-to-FCF is 2.98 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Bank of Fujairah PSC (ADX:NBF) Overvalued in 2026?
Based on GuruFocus' analysis, National Bank of Fujairah PSC stock appears to be undervalued.
The current stock price of د.إ5.00 is trading 2.9% below its estimated GF Value™ of د.إ5.15.
GuruFocus considers National Bank of Fujairah PSC to be Fairly Valued.
Key valuation signals for ADX:NBF:
EV-to-FCF: 2.98 (776% above median its 10-year median of 0.34)
GF Value™: د.إ5.15 vs. price of د.إ5.00 (2.9% below fair value)
Industry Position: 54.6% below the Banks median (#400 of 1199)
No single metric tells the full story. See the ADX:NBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Bank of Fujairah PSC Business Description
National Bank of Fujairah PSC is a UAE-based commercial bank. It provides commercial banking products and services in the United Arab Emirates. The group conducts its activity through segments namely, Corporate and Institutional Banking; Business Banking, Retail Banking; and Treasury, Asset and Liability Management and others. Its products and services include current, savings and fixed deposit, and personal, auto, home, and construction loans, as well as guarantees, overdrafts, and term lending solutions. The company's majority of the revenue is generated from the Business Banking segment which offers a products and services including credit and trade finance products, and services to small and medium sized customers through separate units and accepts deposits.
56GF Score
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