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Latitude Group HoldingsASX:LFS +1.12%21 EV-to-FCF is -22.28 as of Jul. 23, 2026. GuruFocus rates ASX:LFS with a GF Score™ of 21/100. The stock has 1 warning sign investors should review. Among 267 Credit Services companies, Latitude Group Holdings ranks worse than 374531.46% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Latitude Group Holdings's Enterprise Value is A$7,243.6 Mil.
Latitude Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$-325.1 Mil. Therefore, Latitude Group Holdings's EV-to-FCF for today is -22.28.
The historical rank and industry rank for Latitude Group Holdings's EV-to-FCF or its related term are showing as below:
ASX:LFS'
s EV-to-FCF Range Over the Past 10 Years
Min: -22.36 Med: 18.18 Max: 20.78
Current: -22.36
During the past 6 years, the highest EV-to-FCF of Latitude Group Holdings was 20.78. The lowest was -22.36. And the median was 18.18.
ASX:LFS's EV-to-FCF is ranked worse than 100% of 267
companies
in the Credit Services industry
Industry Median: 13.7
vs ASX:LFS: -22.36
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Latitude Group Holdings (ASX:LFS) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Latitude Group Holdings's PE Ratio (TTM) for today is calculated as:
Latitude Group Holdings's share price for today is A$0.90.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Latitude Group Holdings's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.081.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Latitude Group Holdings's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Latitude Group Holdings EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Latitude Group Holdings's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Latitude Group Holdings's EV-to-FCF falls into.
Latitude Group Holdings's current Enterprise Value is A$7,243.6 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Latitude Group Holdings's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was A$-325.1 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Latitude Group Holdings (ASX:LFS) has a EV-to-FCF of -22.28 as of Jul. 23, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Latitude Group Holdings and its competitors. According to the industry distribution chart, Latitude Group Holdings ranks #999999 out of 267 companies in the Credit Services industry.
Is Latitude Group Holdings' EV-to-FCF too high?
Latitude Group Holdings' current EV-to-FCF is -22.28. Based on the distribution chart, Latitude Group Holdings ranks #999999 out of 267 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Latitude Group Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Latitude Group Holdings' EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Latitude Group Holdings ranks #999999 out of 267 companies for EV-to-FCF. This places Latitude Group Holdings in the lower half of its industry. The industry median EV-to-FCF is 13.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.70, based on 267 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Latitude Group Holdings and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Latitude Group Holdings's current EV-to-FCF is -22.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Latitude Group Holdings stock overvalued right now?
Latitude Group Holdings (ASX:LFS) has a current EV-to-FCF of -22.28. The current EV-to-FCF is -22.28. Latitude Group Holdings' overall GF Score™ is 21/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Latitude Group Holdings (ASX:LFS), the current EV-to-FCF is -22.28 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Latitude Group Holdings Ltd is engaged in the instalments and lending business. Its segments include Australia and New Zealand Pay (A&NZ Pay), Australia and New Zealand Money (A&NZ Money), and Other. The A&NZ Pay segment provides sales finance and credit cards. The A&NZ Money segment offers personal loans and motor loans. The Other segment includes other business activities. It provides payment and finance solutions to merchants and their customers. Customers are provided choice and flexibility, ranging from small everyday purchases to monthly or flexible payment plans for bigger purchases and travel credit cards. These services are offered in Australia, New Zealand, and Asia.
21GF Score
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