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Plenti GroupASX:PLT -0.71%53 EV-to-FCF is 61.72 as of Jul. 14, 2026, which is 12% above its 10-year median of 55.32. GuruFocus rates ASX:PLT with a GF Score™ of 53/100 and a GF Value™ of A$1.10 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 264 Credit Services companies, Plenti Group ranks worse than 78.79% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Plenti Group's Enterprise Value is A$2,919.4 Mil.
Plenti Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was A$47.3 Mil. Therefore, Plenti Group's EV-to-FCF for today is 61.72.
The historical rank and industry rank for Plenti Group's EV-to-FCF or its related term are showing as below:
ASX:PLT'
s EV-to-FCF Range Over the Past 10 Years
Min: -376.39 Med: 55.32 Max: 92.89
Current: 61.8
During the past 6 years, the highest EV-to-FCF of Plenti Group was 92.89. The lowest was -376.39. And the median was 55.32.
ASX:PLT's EV-to-FCF is ranked worse than 78.79% of 264
companies
in the Credit Services industry
Industry Median: 13.455
vs ASX:PLT: 61.80
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Plenti Group's PE Ratio (TTM) for today is calculated as:
Plenti Group's share price for today is A$0.70.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Plenti Group's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was A$0.075.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Plenti Group EV-to-FCF Related Terms
Plenti Group EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Plenti Group's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Plenti Group's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Plenti Group's EV-to-FCF falls into.
Plenti Group's current Enterprise Value is A$2,919.4 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Plenti Group's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was A$47.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Plenti Group (ASX:PLT) has a EV-to-FCF of 61.72 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Plenti Group and its competitors. This is 12% above median its historical median of 55.32. According to the industry distribution chart, Plenti Group ranks #208 out of 264 companies in the Credit Services industry, placing it in the top 78.8%.
Is Plenti Group's EV-to-FCF too high?
Plenti Group's current EV-to-FCF of 61.72 is 12% above median its 10-year median of 55.32. The Credit Services industry median EV-to-FCF is 13.46. Plenti Group's value of 61.72 is 358.7% above this industry median. Based on the distribution chart, Plenti Group ranks #208 out of 264 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Plenti Group has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #208 out of 264 companies for EV-to-FCF. This places Plenti Group in the lower half of its industry. The industry median EV-to-FCF is 13.46. Plenti Group's value of 61.72 is 358.7% above this benchmark. While the company's 10-year median is 55.32 vs. the industry median of 13.46, Plenti Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.46, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current EV-to-FCF of 61.72 is 358.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Plenti Group and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current EV-to-FCF is 61.72, which is 12% above median its own 10-year median of 55.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Possible Value Trap. The stock's GF Value™ is A$1.10, compared to a current price of A$0.70 — trading 36.4% below its estimated fair value. The current EV-to-FCF is 61.72, which is 12% above median its 10-year median of 55.32 and 358.7% above the Credit Services industry median of 13.46. Plenti Group's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current EV-to-FCF is 61.72 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (ASX:PLT) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of A$0.70 is trading 36.4% below its estimated GF Value™ of A$1.10.
GuruFocus considers Plenti Group to be Possible Value Trap.
Key valuation signals for ASX:PLT:
EV-to-FCF: 61.72 (12% above median its 10-year median of 55.32)
GF Value™: A$1.10 vs. price of A$0.70 (36.4% below fair value)
Industry Position: 358.7% above the Credit Services median (#208 of 264)
No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
53GF Score
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