Wafa AssuranceCAS:WAA 65 EV-to-FCF is 3.57 as of Jul. 03, 2026, which is 25% below its 10-year median of 4.79. GuruFocus rates CAS:WAA with a GF Score™ of 65/100 and a GF Value™ of MAD6,402.02 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 395 Insurance companies, Wafa Assurance ranks better than 80% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Wafa Assurance's Enterprise Value is MAD16,385 Mil.
Wafa Assurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MAD4,594 Mil. Therefore, Wafa Assurance's EV-to-FCF for today is 3.57.
The historical rank and industry rank for Wafa Assurance's EV-to-FCF or its related term are showing as below:
CAS:WAA'
s EV-to-FCF Range Over the Past 10 Years
Min: 2.89 Med: 4.79 Max: 8.03
Current: 3.57
During the past 13 years, the highest EV-to-FCF of Wafa Assurance was 8.03. The lowest was 2.89. And the median was 4.79.
CAS:WAA's EV-to-FCF is ranked better than 80% of 395
companies
in the Insurance industry
Industry Median: 9.32
vs CAS:WAA: 3.57
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Wafa Assurance's PE Ratio (TTM) for today is calculated as:
Wafa Assurance's share price for today is MAD5600.00.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wafa Assurance's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was MAD293.000.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Wafa Assurance EV-to-FCF Related Terms
Wafa Assurance EV-to-FCF Historical Data
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The historical data trend for Wafa Assurance's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Wafa Assurance's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wafa Assurance EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Wafa Assurance's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Wafa Assurance's EV-to-FCF falls into.
Wafa Assurance's current Enterprise Value is MAD16,385 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Wafa Assurance's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was MAD4,594 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Wafa Assurance (CAS:WAA) has a EV-to-FCF of 3.57 as of Jul. 03, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wafa Assurance and its competitors. This is 25% below median its historical median of 4.79. Over the past decade, Wafa Assurance's EV-to-FCF has ranged from 2.89 to 8.03. According to the industry distribution chart, Wafa Assurance ranks #79 out of 395 companies in the Insurance industry, placing it in the top 20%.
Is Wafa Assurance's EV-to-FCF too high?
Wafa Assurance's current EV-to-FCF of 3.57 is 25% below median its 10-year median of 4.79. Over the past 10 years, this metric has ranged from a low of 2.89 to a high of 8.03. The Insurance industry median EV-to-FCF is 9.32. Wafa Assurance's value of 3.57 is 61.7% below this industry median. Based on the distribution chart, Wafa Assurance ranks #79 out of 395 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Wafa Assurance has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Wafa Assurance's EV-to-FCF compare to FNF and AXS?
According to the Insurance industry distribution chart, Wafa Assurance ranks #79 out of 395 companies for EV-to-FCF. This places Wafa Assurance in the top 20% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 9.32. Wafa Assurance's value of 3.57 is 61.7% below this benchmark. Historically, Wafa Assurance's own EV-to-FCF has ranged from 2.89 to 8.03 over the past decade. While the company's 10-year median is 4.79 vs. the industry median of 9.32, Wafa Assurance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.32, based on 395 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wafa Assurance's current EV-to-FCF of 3.57 is 61.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Wafa Assurance and its competitors. For the Insurance industry, the median EV-to-FCF is 9.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wafa Assurance's current EV-to-FCF is 3.57, which is 25% below median its own 10-year median of 4.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wafa Assurance stock overvalued right now?
Based on GuruFocus' analysis, Wafa Assurance (CAS:WAA) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD6,402.02, compared to a current price of MAD5,600.00 — trading 12.5% below its estimated fair value. The current EV-to-FCF is 3.57, which is 25% below median its 10-year median of 4.79 and 61.7% below the Insurance industry median of 9.32. Wafa Assurance's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Wafa Assurance (CAS:WAA), the current EV-to-FCF is 3.57 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wafa Assurance (CAS:WAA) Overvalued in 2026?
Based on GuruFocus' analysis, Wafa Assurance stock appears to be undervalued.
The current stock price of MAD5,600.00 is trading 12.5% below its estimated GF Value™ of MAD6,402.02.
GuruFocus considers Wafa Assurance to be Modestly Undervalued.
Key valuation signals for CAS:WAA:
EV-to-FCF: 3.57 (25% below median its 10-year median of 4.79)
GF Value™: MAD6,402.02 vs. price of MAD5,600.00 (12.5% below fair value)
Industry Position: 61.7% below the Insurance median (#79 of 395)
No single metric tells the full story. See the CAS:WAA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wafa Assurance SA is a Morocco-based company engaged in the provision of the insurance services. The company offers fire and explosion insurance, theft, and sabotage insurance, water damage insurance, machine breakage insurance, and information and electronic equipment insurance. In addition, it also provides insurance to multiple risks, health, professionals, general accidents, property damage and many more.
65GF Score
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