Hoist Finance ABCHIX:HOFIS 60 EV-to-FCF is 4.69 as of Jun. 25, 2026, which is 59% above its 10-year median of 2.95. GuruFocus rates CHIX:HOFIS with a GF Score™ of 60/100 and a GF Value™ of kr91.95 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 265 Credit Services companies, Hoist Finance AB ranks better than 76.6% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Hoist Finance AB's Enterprise Value is kr24,642 Mil.
Hoist Finance AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was kr5,252 Mil. Therefore, Hoist Finance AB's EV-to-FCF for today is 4.69.
The historical rank and industry rank for Hoist Finance AB's EV-to-FCF or its related term are showing as below:
CHIX:HOFIs'
s EV-to-FCF Range Over the Past 10 Years
Min: -19.67 Med: 2.95 Max: 9.4
Current: 4.61
During the past 13 years, the highest EV-to-FCF of Hoist Finance AB was 9.40. The lowest was -19.67. And the median was 2.95.
CHIX:HOFIs's EV-to-FCF is ranked better than 76.6% of 265
companies
in the Credit Services industry
Industry Median: 12.99
vs CHIX:HOFIs: 4.61
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hoist Finance AB (CHIX:HOFIs) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Hoist Finance AB's PE Ratio (TTM) for today is calculated as:
Hoist Finance AB's share price for today is kr167.80.
Hoist Finance AB's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr12.830.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Hoist Finance AB EV-to-FCF Related Terms
Hoist Finance AB EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Hoist Finance AB's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Hoist Finance AB's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hoist Finance AB EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Hoist Finance AB's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Hoist Finance AB's EV-to-FCF falls into.
Hoist Finance AB's current Enterprise Value is kr24,642 Mil.
Hoist Finance AB's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr5,252 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hoist Finance AB (CHIX:HOFIS) has a EV-to-FCF of 4.69 as of Jun. 25, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hoist Finance AB and its competitors. This is 59% above median its historical median of 2.95. According to the industry distribution chart, Hoist Finance AB ranks #62 out of 265 companies in the Credit Services industry, placing it in the top 23.4%.
Is Hoist Finance AB's EV-to-FCF too high?
Hoist Finance AB's current EV-to-FCF of 4.69 is 59% above median its 10-year median of 2.95. The Credit Services industry median EV-to-FCF is 12.99. Hoist Finance AB's value of 4.69 is 63.9% below this industry median. Based on the distribution chart, Hoist Finance AB ranks #62 out of 265 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Hoist Finance AB has a GF Score™ of 60/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hoist Finance AB's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, Hoist Finance AB ranks #62 out of 265 companies for EV-to-FCF. This places Hoist Finance AB in the top 23% of its industry — outperforming the majority of peers. The industry median EV-to-FCF is 12.99. Hoist Finance AB's value of 4.69 is 63.9% below this benchmark. While the company's 10-year median is 2.95 vs. the industry median of 12.99, Hoist Finance AB has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 12.99, based on 265 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hoist Finance AB's current EV-to-FCF of 4.69 is 63.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Hoist Finance AB and its competitors. For the Credit Services industry, the median EV-to-FCF is 12.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hoist Finance AB's current EV-to-FCF is 4.69, which is 59% above median its own 10-year median of 2.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hoist Finance AB stock overvalued right now?
Based on GuruFocus' analysis, Hoist Finance AB (CHIX:HOFIS) is currently considered Significantly Overvalued. The stock's GF Value™ is kr91.95, compared to a current price of kr167.80 — trading 82.5% above its estimated fair value. The current EV-to-FCF is 4.69, which is 59% above median its 10-year median of 2.95 and 63.9% below the Credit Services industry median of 12.99. Hoist Finance AB's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Hoist Finance AB (CHIX:HOFIS), the current EV-to-FCF is 4.69 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hoist Finance AB (CHIX:HOFIS) Overvalued in 2026?
Based on GuruFocus' analysis, Hoist Finance AB stock appears to be overvalued.
The current stock price of kr167.80 is trading 82.5% above its estimated GF Value™ of kr91.95.
GuruFocus considers Hoist Finance AB to be Significantly Overvalued.
Key valuation signals for CHIX:HOFIS:
EV-to-FCF: 4.69 (59% above median its 10-year median of 2.95)
GF Value™: kr91.95 vs. price of kr167.80 (82.5% above fair value)
Industry Position: 63.9% below the Credit Services median (#62 of 265)
No single metric tells the full story. See the CHIX:HOFIS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hoist Finance AB is a European asset manager of non-performing loans, with loan acquisition and management operations in several markets across Europe. The Group's core business has been the acquisition of secured and unsecured non-performing loans (NPLs) originated by banks and other financial institutions. After purchasing an NPL portfolio, Hoist Finance focuses on collection from its borrowers through sustainable payment plan agreements. The majority of the recovery activities for its acquired portfolios are managed through its service centres across Europe, supplemented by carefully selected external debt recovery partners. The Group's operating segments are: Unsecured, which generates maximum revenue, Secured, and Group Items. Geographically, it generates maximum revenue from Poland.
60GF Score
Get the complete analysis for CHIX:HOFIS
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CHIX:HOFIS has been successfully added to your 
