Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Islamic Arab Insurance Co's Enterprise Value is د.إ522.4 Mil.
Islamic Arab Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was د.إ-164.3 Mil. Therefore, Islamic Arab Insurance Co's EV-to-FCF for today is -3.18.
The historical rank and industry rank for Islamic Arab Insurance Co's EV-to-FCF or its related term are showing as below:
DFM:SALAMA'
s EV-to-FCF Range Over the Past 10 Years
Min: -9.1 Med: 1.75 Max: 29.66
Current: -3.18
During the past 13 years, the highest EV-to-FCF of Islamic Arab Insurance Co was 29.66. The lowest was -9.10. And the median was 1.75.
DFM:SALAMA's EV-to-FCF is ranked worse than 100% of 394
companies
in the Insurance industry
Industry Median: 9.58
vs DFM:SALAMA: -3.18
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Islamic Arab Insurance Co (DFM:SALAMA) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Islamic Arab Insurance Co's PE Ratio (TTM) for today is calculated as:
Islamic Arab Insurance Co's share price for today is د.إ0.95.
Islamic Arab Insurance Co's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ0.029.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Islamic Arab Insurance Co EV-to-FCF Related Terms
Islamic Arab Insurance Co EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DFM:SALAMA vs BRK.A, AIG, HIG: EV-to-FCF Comparison
For the Insurance - Diversified subindustry, Islamic Arab Insurance Co's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Islamic Arab Insurance Co EV-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Islamic Arab Insurance Co's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Islamic Arab Insurance Co's EV-to-FCF falls into.
Islamic Arab Insurance Co's current Enterprise Value is د.إ522.4 Mil.
Islamic Arab Insurance Co's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was د.إ-164.3 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Islamic Arab Insurance Co (DFM:SALAMA) has a EV-to-FCF of -3.18 as of Jul. 26, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Islamic Arab Insurance Co and its competitors. According to the industry distribution chart, Islamic Arab Insurance Co ranks #999999 out of 394 companies in the Insurance industry.
Is Islamic Arab Insurance Co's EV-to-FCF too high?
Islamic Arab Insurance Co's current EV-to-FCF is -3.18. Based on the distribution chart, Islamic Arab Insurance Co ranks #999999 out of 394 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Islamic Arab Insurance Co has a GF Score™ of 42/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Islamic Arab Insurance Co's EV-to-FCF compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Islamic Arab Insurance Co ranks #999999 out of 394 companies for EV-to-FCF. This places Islamic Arab Insurance Co in the lower half of its industry. The industry median EV-to-FCF is 9.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for an Insurance company?
The median EV-to-FCF among Insurance companies is 9.58, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Islamic Arab Insurance Co and its competitors. For the Insurance industry, the median EV-to-FCF is 9.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Islamic Arab Insurance Co's current EV-to-FCF is -3.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Islamic Arab Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, Islamic Arab Insurance Co (DFM:SALAMA) is currently considered Modestly Overvalued. The stock's GF Value™ is د.إ0.84, compared to a current price of د.إ0.95 — trading 13.1% above its estimated fair value. The current EV-to-FCF is -3.18. Islamic Arab Insurance Co's overall GF Score™ is 42/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Islamic Arab Insurance Co (DFM:SALAMA), the current EV-to-FCF is -3.18 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Islamic Arab Insurance Co (DFM:SALAMA) Overvalued in 2026?
Based on GuruFocus' analysis, Islamic Arab Insurance Co stock appears to be overvalued.
The current stock price of د.إ0.95 is trading 13.1% above its estimated GF Value™ of د.إ0.84.
GuruFocus considers Islamic Arab Insurance Co to be Modestly Overvalued.
Key valuation signals for DFM:SALAMA:
EV-to-FCF: -3.18
GF Value™: د.إ0.84 vs. price of د.إ0.95 (13.1% above fair value)
No single metric tells the full story. See the DFM:SALAMA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Islamic Arab Insurance Co is a Takaful (Islamic Insurance) and Re-Takaful insurance company focusing on providing sharia-compliant takaful solutions to both institutional and individual customers. It offers various insurance products, such as health insurance, auto insurance, different types of life insurance, home insurance, marine insurance, employee benefits plans, savings plans, and property and casualty insurance products, among others. The Group has two segments: General Takaful and Life Takaful. Maximum revenue is generated from the General Takaful business, incorporating all classes of general takaful, including fire, marine, motor, general accident, engineering, and medical. Geographically, the Group derives maximum revenue from Asia, and the rest from Africa.
42GF Score
Get the complete analysis for DFM:SALAMA
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DFM:SALAMA has been successfully added to your 
