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FSGB's EV-to-FCF is ranked better than 58.84% of 1188
companies
in the Banks industry
Industry Median: 7.125
vs FSGB: 4.92
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
First Fedreal Of South Carolina Federalvings Bank (OTCPK:FSGB) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
First Fedreal Of South Carolina Federalvings Bank's PE Ratio (TTM) for today is calculated as:
First Fedreal Of South Carolina Federalvings Bank's share price for today is $10.90.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. First Fedreal Of South Carolina Federalvings Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.810.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
First Fedreal Of South Carolina Federalvings Bank EV-to-FCF Related Terms
First Fedreal Of South Carolina Federalvings Bank EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank EV-to-FCF Chart
First Fedreal Of South Carolina Federalvings Bank Annual Data
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
First Fedreal Of South Carolina Federalvings Bank EV-to-FCF vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
First Fedreal Of South Carolina Federalvings Bank (FSGB) has a EV-to-FCF of 4.92 as of Sep. 10, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. This is near median its historical median of 5.32. According to the industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #489 out of 1188 companies in the Banks industry, placing it in the top 41.2%.
Is First Fedreal Of South Carolina Federalvings Bank's EV-to-FCF too high?
First Fedreal Of South Carolina Federalvings Bank's current EV-to-FCF of 4.92 is near median its 10-year median of 5.32. The Banks industry median EV-to-FCF is 7.13. First Fedreal Of South Carolina Federalvings Bank's value of 4.92 is 30.9% below this industry median. Based on the distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #489 out of 1188 companies in the Banks industry, which is above the industry midpoint. Overall, First Fedreal Of South Carolina Federalvings Bank has a GF Score™ of 51/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does First Fedreal Of South Carolina Federalvings Bank's EV-to-FCF compare to EWSB and CARV?
According to the Banks industry distribution chart, First Fedreal Of South Carolina Federalvings Bank ranks #489 out of 1188 companies for EV-to-FCF. This puts First Fedreal Of South Carolina Federalvings Bank in the upper half of its industry. The industry median EV-to-FCF is 7.13. First Fedreal Of South Carolina Federalvings Bank's value of 4.92 is 30.9% below this benchmark. While the company's 10-year median is 5.32 vs. the industry median of 7.13, First Fedreal Of South Carolina Federalvings Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.13, based on 1,188 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. First Fedreal Of South Carolina Federalvings Bank's current EV-to-FCF of 4.92 is 30.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on First Fedreal Of South Carolina Federalvings Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.13 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. First Fedreal Of South Carolina Federalvings Bank's current EV-to-FCF is 4.92, which is near median its own 10-year median of 5.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Fedreal Of South Carolina Federalvings Bank stock overvalued right now?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank (FSGB) is currently considered Significantly Undervalued. The stock's GF Value™ is $15.92, compared to a current price of $10.90 — trading 31.5% below its estimated fair value. The current EV-to-FCF is 4.92, which is near median its 10-year median of 5.32 and 30.9% below the Banks industry median of 7.13. First Fedreal Of South Carolina Federalvings Bank's overall GF Score™ is 51/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For First Fedreal Of South Carolina Federalvings Bank (FSGB), the current EV-to-FCF is 4.92 as of Sep. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is First Fedreal Of South Carolina Federalvings Bank (FSGB) Overvalued in 2026?
Based on GuruFocus' analysis, First Fedreal Of South Carolina Federalvings Bank stock appears to be undervalued.
The current stock price of $10.90 is trading 31.5% below its estimated GF Value™ of $15.92.
GuruFocus considers First Fedreal Of South Carolina Federalvings Bank to be Significantly Undervalued.
Key valuation signals for FSGB:
EV-to-FCF: 4.92 (near median its 10-year median of 5.32)
GF Value™: $15.92 vs. price of $10.90 (31.5% below fair value)
Industry Position: 30.9% below the Banks median (#489 of 1188)
No single metric tells the full story. See the FSGB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
First Fedreal Of South Carolina Federal Savings Bank is a full-service bank. The bank services include accepting deposits, online and mobile banking, debit and credit cards, loans, mortgages, etc. The Bank's primary sources of revenue are derived from interest and dividends earned on loans, investment securities, and other financial instruments.
51GF Score
Get the complete analysis for FSGB
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