Mauch Chunk Trust FinancialMCHT 45 EV-to-FCF is 7.46 as of Jul. 05, 2026, which is 68% below its 10-year median of 23.09. GuruFocus rates MCHT with a GF Score™ of 45/100 and a GF Value™ of $6.75 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,196 Banks companies, Mauch Chunk Trust Financial ranks worse than 52.76% on this metric.
The historical rank and industry rank for Mauch Chunk Trust Financial's EV-to-FCF or its related term are showing as below:
MCHT'
s EV-to-FCF Range Over the Past 10 Years
Min: 6.99 Med: 23.09 Max: 46.85
Current: 7.46
During the past 7 years, the highest EV-to-FCF of Mauch Chunk Trust Financial was 46.85. The lowest was 6.99. And the median was 23.09.
MCHT's EV-to-FCF is ranked worse than 52.76% of 1196
companies
in the Banks industry
Industry Median: 6.565
vs MCHT: 7.46
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Mauch Chunk Trust Financial's PE Ratio (TTM) for today is calculated as:
Mauch Chunk Trust Financial's share price for today is $6.70.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mauch Chunk Trust Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $0.380.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Mauch Chunk Trust Financial EV-to-FCF Related Terms
Mauch Chunk Trust Financial EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Mauch Chunk Trust Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mauch Chunk Trust Financial EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Mauch Chunk Trust Financial's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Mauch Chunk Trust Financial's EV-to-FCF falls into.
Mauch Chunk Trust Financial's current Enterprise Value is $42.37 Mil.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Mauch Chunk Trust Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $5.68 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mauch Chunk Trust Financial (MCHT) has a EV-to-FCF of 7.46 as of Jul. 05, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mauch Chunk Trust Financial and its competitors. This is 68% below median its historical median of 23.09. Over the past decade, Mauch Chunk Trust Financial's EV-to-FCF has ranged from 6.99 to 46.85. According to the industry distribution chart, Mauch Chunk Trust Financial ranks #631 out of 1196 companies in the Banks industry, placing it in the top 52.8%.
Is Mauch Chunk Trust Financial's EV-to-FCF too high?
Mauch Chunk Trust Financial's current EV-to-FCF of 7.46 is 68% below median its 10-year median of 23.09. Over the past 10 years, this metric has ranged from a low of 6.99 to a high of 46.85. The Banks industry median EV-to-FCF is 6.57. Mauch Chunk Trust Financial's value of 7.46 is 13.6% above this industry median. Based on the distribution chart, Mauch Chunk Trust Financial ranks #631 out of 1196 companies in the Banks industry, which is below the industry midpoint. Overall, Mauch Chunk Trust Financial has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Mauch Chunk Trust Financial's EV-to-FCF compare to CNAF and UNIF?
According to the Banks industry distribution chart, Mauch Chunk Trust Financial ranks #631 out of 1196 companies for EV-to-FCF. This places Mauch Chunk Trust Financial in the lower half of its industry. The industry median EV-to-FCF is 6.57. Mauch Chunk Trust Financial's value of 7.46 is 13.6% above this benchmark. Historically, Mauch Chunk Trust Financial's own EV-to-FCF has ranged from 6.99 to 46.85 over the past decade. While the company's 10-year median is 23.09 vs. the industry median of 6.57, Mauch Chunk Trust Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.57, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mauch Chunk Trust Financial's current EV-to-FCF of 7.46 is 13.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Mauch Chunk Trust Financial and its competitors. For the Banks industry, the median EV-to-FCF is 6.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mauch Chunk Trust Financial's current EV-to-FCF is 7.46, which is 68% below median its own 10-year median of 23.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mauch Chunk Trust Financial stock overvalued right now?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial (MCHT) is currently considered Fairly Valued. The stock's GF Value™ is $6.75, compared to a current price of $6.70 — trading 0.7% below its estimated fair value. The current EV-to-FCF is 7.46, which is 68% below median its 10-year median of 23.09 and 13.6% above the Banks industry median of 6.57. Mauch Chunk Trust Financial's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Mauch Chunk Trust Financial (MCHT), the current EV-to-FCF is 7.46 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mauch Chunk Trust Financial (MCHT) Overvalued in 2026?
Based on GuruFocus' analysis, Mauch Chunk Trust Financial stock appears to be undervalued.
The current stock price of $6.70 is trading 0.7% below its estimated GF Value™ of $6.75.
GuruFocus considers Mauch Chunk Trust Financial to be Fairly Valued.
Key valuation signals for MCHT:
EV-to-FCF: 7.46 (68% below median its 10-year median of 23.09)
GF Value™: $6.75 vs. price of $6.70 (0.7% below fair value)
Industry Position: 13.6% above the Banks median (#631 of 1196)
No single metric tells the full story. See the MCHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mauch Chunk Trust Financial Corp is a bank holding company. Through its banking subsidiary, it provides full banking services, including trust services. The Group's various financial products and service offerings include personal loans, credit cards, savings accounts, checking accounts, wealth management solutions, home equity loans, trust services, business savings accounts, small business loans, municipal leasing, and commercial letters of credit, among others. These services are offered to both individuals and business clients through a network of branch offices located across Jim Thorpe, Albrightsville, Nesquehoning, Lehighton, Hometown, and West Penn, USA.
45GF Score
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