MFDB (Mutual Federal Bancorp) EV-to-FCF: (As of Sep. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MFDB Mutual Federal Bancorp Inc MFDB
41 GF Score
Price $5.52
GF Value $1.87
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Mutual Federal Bancorp EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Mutual Federal Bancorp's Enterprise Value is $27.61 Mil. Mutual Federal Bancorp does not have enough years/quarters to calculate its Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2008. Therefore, GuruFocus does not calculate Mutual Federal Bancorp's EV-to-FCF at this moment.

The historical rank and industry rank for Mutual Federal Bancorp's EV-to-FCF or its related term are showing as below:

MFDB' s EV-to-FCF Range Over the Past 10 Years
Min: -133   Med: -0.76   Max: 5.11
Current: -50.56

During the past 12 years, the highest EV-to-FCF of Mutual Federal Bancorp was 5.11. The lowest was -133.00. And the median was -0.76.

MFDB's EV-to-FCF is ranked worse than
100% of 1178 companies
in the Banks industry
Industry Median: 7.43 vs MFDB: -50.56

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-16), Mutual Federal Bancorp's stock price is $5.52. Mutual Federal Bancorp does not have enough years/quarters to calculate its Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2008. Therefore, GuruFocus does not calculate Mutual Federal Bancorp's PE Ratio (TTM) at this moment.

Mutual Federal Bancorp  (OTCPK:MFDB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Mutual Federal Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=5.52/
=

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.

Mutual Federal Bancorp EV-to-FCF Related Terms

Mutual Federal Bancorp EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Mutual Federal Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mutual Federal Bancorp EV-to-FCF Chart

Mutual Federal Bancorp Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.33 5.20 -6.96 -33.09 -76.53

Mutual Federal Bancorp Quarterly Data
Dec06 Dec07 Dec08
EV-to-FCF -63.40 55.67 -185.67

MFDB vs JTNB, TCNB, CCYY: EV-to-FCF Comparison

For the Banks - Regional subindustry, Mutual Federal Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mutual Federal Bancorp EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Mutual Federal Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Mutual Federal Bancorp's EV-to-FCF falls into.


MFDB
41GF Score
Mutual Federal Bancorp Inc MFDB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Mutual Federal Bancorp EV-to-FCF Calculation

Mutual Federal Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=27.606/
=

Is Mutual Federal Bancorp (MFDB) Overvalued in 2026?

Based on GuruFocus' analysis, Mutual Federal Bancorp stock appears to be overvalued. The current stock price of $5.52 is trading 195.2% above its estimated GF Value™ of $1.87. GuruFocus considers Mutual Federal Bancorp to be Significantly Overvalued.

Key valuation signals for MFDB:

  • EV-to-FCF:
  • GF Value™: $1.87 vs. price of $5.52 (195.2% above fair value)
  • GF Score™: 41/100 with 6 warning signs

No single metric tells the full story. See the MFDB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mutual Federal Bancorp Business Description

Address 2212 West Cermak Road, Chicago, IL, USA, 60608
Mutual Federal Bancorp Inc is engaged in providing financial services. The Company's primary deposit products are checking, savings, money market, and certificate of deposit accounts, and its primary lending products are residential & commercial mortgage loans, and commercial business loans.
41GF Score

Get the complete analysis for MFDB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$5.52
Price
$1.87
GF Value