MLGF (Malaga Financial) EV-to-FCF: (As of Sep. 14, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MLGF Malaga Financial Corp MLGF
54 GF Score
Price $22.31
GF Value $20.23
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Malaga Financial EV-to-FCF?

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Malaga Financial's Enterprise Value is $474.34 Mil. Malaga Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 was $0.00 Mil. Therefore, Malaga Financial's EV-to-FCF for today is .

The historical rank and industry rank for Malaga Financial's EV-to-FCF or its related term are showing as below:

MLGF' s EV-to-FCF Range Over the Past 10 Years
Min: 19.13   Med: 22.12   Max: 41.86
Current: 19.54

During the past 13 years, the highest EV-to-FCF of Malaga Financial was 41.86. The lowest was 19.13. And the median was 22.12.

MLGF's EV-to-FCF is ranked worse than
82.42% of 1189 companies
in the Banks industry
Industry Median: 7.16 vs MLGF: 19.54

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-14), Malaga Financial's stock price is $22.31. Malaga Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 was $2.180. Therefore, Malaga Financial's PE Ratio (TTM) for today is 10.23.


Malaga Financial  (OTCPK:MLGF) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Malaga Financial's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=22.31/2.180
=10.23

Malaga Financial's share price for today is $22.31.
Malaga Financial's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.180.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Malaga Financial EV-to-FCF Related Terms


Malaga Financial EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Malaga Financial's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malaga Financial EV-to-FCF Chart

Malaga Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.43 20.46 23.70 22.06 19.22

Malaga Financial Quarterly Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 22.43 20.46 23.70 22.06 19.22

MLGF vs KISB, FOTB, EFSI: EV-to-FCF Comparison

For the Banks - Regional subindustry, Malaga Financial's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malaga Financial EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Malaga Financial's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Malaga Financial's EV-to-FCF falls into.


MLGF
54GF Score
Malaga Financial Corp MLGF
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Malaga Financial EV-to-FCF Calculation

Malaga Financial's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=474.340/0
=

Malaga Financial's current Enterprise Value is $474.34 Mil.
Malaga Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Is Malaga Financial (MLGF) Overvalued in 2026?

Based on GuruFocus' analysis, Malaga Financial stock appears to be overvalued. The current stock price of $22.31 is trading 10.3% above its estimated GF Value™ of $20.23. GuruFocus considers Malaga Financial to be Fairly Valued.

Key valuation signals for MLGF:

  • EV-to-FCF:
  • GF Value™: $20.23 vs. price of $22.31 (10.3% above fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the MLGF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malaga Financial Business Description

Address 2514 Via Tejon, Palos Verdes Estates, CA, USA, 90274
Malaga Financial Corp is a full-service community bank. The bank is a real estate lender concentrating on financing apartments, construction projects, and single-family residences. Its operations are related to traditional banking activities, including the acceptance of deposits and the lending and investing of money. Its customers consist of individuals and small-to-midsize businesses located in the Palos Verdes Peninsula and adjoining areas of Los Angeles and Orange Counties, California.
54GF Score

Get the complete analysis for MLGF

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$22.31
Price
$20.23
GF Value