PEBO (Peoples Bancorp (Marietta OH)) EV-to-FCF: 15.96 (As of Jul. 29, 2026) — 55% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

PEBO Peoples Bancorp Inc (Marietta OH) PEBO
63 GF Score
Price $42.22
GF Value $31.62
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Peoples Bancorp (Marietta OH) EV-to-FCF?

Peoples Bancorp (Marietta OH) PEBO +3.91% 63 EV-to-FCF is 15.96 as of Jul. 29, 2026, which is 55% above its 10-year median of 10.31. GuruFocus rates PEBO with a GF Score™ of 63/100 and a GF Value™ of $31.62 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,196 Banks companies, Peoples Bancorp (Marietta OH) ranks worse than 76.67% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Peoples Bancorp (Marietta OH)'s Enterprise Value is $2,082.5 Mil. Peoples Bancorp (Marietta OH)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $130.5 Mil. Therefore, Peoples Bancorp (Marietta OH)'s EV-to-FCF for today is 15.96.

The historical rank and industry rank for Peoples Bancorp (Marietta OH)'s EV-to-FCF or its related term are showing as below:

PEBO' s EV-to-FCF Range Over the Past 10 Years
Min: 2.96   Med: 10.31   Max: 19.05
Current: 15.96

During the past 13 years, the highest EV-to-FCF of Peoples Bancorp (Marietta OH) was 19.05. The lowest was 2.96. And the median was 10.31.

PEBO's EV-to-FCF is ranked worse than
76.67% of 1196 companies
in the Banks industry
Industry Median: 6.875 vs PEBO: 15.96

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-29), Peoples Bancorp (Marietta OH)'s stock price is $42.215. Peoples Bancorp (Marietta OH)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $3.310. Therefore, Peoples Bancorp (Marietta OH)'s PE Ratio (TTM) for today is 12.75.


Peoples Bancorp (Marietta OH)  (NAS:PEBO) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Peoples Bancorp (Marietta OH)'s PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=42.215/3.310
=12.75

Peoples Bancorp (Marietta OH)'s share price for today is $42.215.
Peoples Bancorp (Marietta OH)'s Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $3.310.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Peoples Bancorp (Marietta OH) EV-to-FCF Related Terms


Peoples Bancorp (Marietta OH) EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp (Marietta OH)'s EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp (Marietta OH) EV-to-FCF Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.25 10.12 10.73 9.68 12.39

Peoples Bancorp (Marietta OH) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.80 11.82 12.39 12.89 0.00

PEBO vs TMP, BHRB, AMAL: EV-to-FCF Comparison

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH) EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s EV-to-FCF falls into.


PEBO
63GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Bancorp (Marietta OH) EV-to-FCF Calculation

Peoples Bancorp (Marietta OH)'s EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=2082.456/130.478
=15.96

Peoples Bancorp (Marietta OH)'s current Enterprise Value is $2,082.5 Mil.
Peoples Bancorp (Marietta OH)'s Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $130.5 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 15.96 mean?
Peoples Bancorp (Marietta OH) (PEBO) has a EV-to-FCF of 15.96 as of Jul. 29, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Peoples Bancorp (Marietta OH) and its competitors. This is 55% above median its historical median of 10.31. Over the past decade, Peoples Bancorp (Marietta OH)'s EV-to-FCF has ranged from 2.96 to 19.05. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #917 out of 1196 companies in the Banks industry, placing it in the top 76.7%.
Is Peoples Bancorp (Marietta OH)'s EV-to-FCF too high?
Peoples Bancorp (Marietta OH)'s current EV-to-FCF of 15.96 is 55% above median its 10-year median of 10.31. Over the past 10 years, this metric has ranged from a low of 2.96 to a high of 19.05. The Banks industry median EV-to-FCF is 6.88. Peoples Bancorp (Marietta OH)'s value of 15.96 is 132.1% above this industry median. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #917 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s EV-to-FCF compare to TMP and BHRB?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #917 out of 1196 companies for EV-to-FCF. This places Peoples Bancorp (Marietta OH) in the lower half of its industry. The industry median EV-to-FCF is 6.88. Peoples Bancorp (Marietta OH)'s value of 15.96 is 132.1% above this benchmark. Historically, Peoples Bancorp (Marietta OH)'s own EV-to-FCF has ranged from 2.96 to 19.05 over the past decade. While the company's 10-year median is 10.31 vs. the industry median of 6.88, Peoples Bancorp (Marietta OH) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.88, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp (Marietta OH)'s current EV-to-FCF of 15.96 is 132.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Peoples Bancorp (Marietta OH) and its competitors. For the Banks industry, the median EV-to-FCF is 6.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp (Marietta OH)'s current EV-to-FCF is 15.96, which is 55% above median its own 10-year median of 10.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.62, compared to a current price of $42.22 — trading 33.5% above its estimated fair value. The current EV-to-FCF is 15.96, which is 55% above median its 10-year median of 10.31 and 132.1% above the Banks industry median of 6.88. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current EV-to-FCF is 15.96 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $42.22 is trading 33.5% above its estimated GF Value™ of $31.62. GuruFocus considers Peoples Bancorp (Marietta OH) to be Significantly Overvalued.

Key valuation signals for PEBO:

  • EV-to-FCF: 15.96 (55% above median its 10-year median of 10.31)
  • GF Value™: $31.62 vs. price of $42.22 (33.5% above fair value)
  • GF Score™: 63/100 with 8 warning signs
  • Industry Position: 132.1% above the Banks median (#917 of 1196)

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
63GF Score

Get the complete analysis for PEBO

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.22
Price
$31.62
GF Value