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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sturgis Bancorp's Enterprise Value is $54.51 Mil.
Sturgis Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Sturgis Bancorp's EV-to-FCF for today is .
The historical rank and industry rank for Sturgis Bancorp's EV-to-FCF or its related term are showing as below:
STBI'
s EV-to-FCF Range Over the Past 10 Years
Min: 0 Med: 0 Max: 3.94
Current: 3.94
During the past 13 years, the highest EV-to-FCF of Sturgis Bancorp was 3.94. The lowest was 0.00. And the median was 0.00.
STBI's EV-to-FCF is ranked better than 62.72% of 1191
companies
in the Banks industry
Industry Median: 7.15
vs STBI: 3.94
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sturgis Bancorp's PE Ratio (TTM) for today is calculated as:
Sturgis Bancorp's share price for today is $29.00.
Sturgis Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $4.057.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sturgis Bancorp EV-to-FCF Related Terms
Sturgis Bancorp EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Sturgis Bancorp's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Sturgis Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sturgis Bancorp EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Sturgis Bancorp's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sturgis Bancorp's EV-to-FCF falls into.
Sturgis Bancorp's current Enterprise Value is $54.51 Mil.
Sturgis Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Sturgis Bancorp (STBI) Overvalued in 2026?
Based on GuruFocus' analysis, Sturgis Bancorp stock appears to be overvalued.
The current stock price of $29.00 is trading 36.5% above its estimated GF Value™ of $21.25.
GuruFocus considers Sturgis Bancorp to be Significantly Overvalued.
Key valuation signals for STBI:
EV-to-FCF:
GF Value™: $21.25 vs. price of $29.00 (36.5% above fair value)
No single metric tells the full story. See the STBI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sturgis Bancorp Inc is a bank holding company operating predominantly in the southwestern portion of Michigan's Lower Peninsula. Through its subsidiaries, it is engaged in accepting deposits and making commercial and residential mortgage loans; providing various investment and financial advisory services; offering credit cards and different types of loans; and providing title, consumer, and commercial insurance products, among others.
69GF Score
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