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Sterling InvestmentsXJAM:SIL -5.76%67 EV-to-FCF is 20.58 as of Jul. 17, 2026, which is 84% above its 10-year median of 11.20. GuruFocus rates XJAM:SIL with a GF Score™ of 67/100 and a GF Value™ of JMD2.59 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 448 Capital Markets companies, Sterling Investments ranks worse than 71.43% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Sterling Investments's Enterprise Value is JMD1,630.7 Mil.
Sterling Investments's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was JMD79.2 Mil. Therefore, Sterling Investments's EV-to-FCF for today is 20.58.
The historical rank and industry rank for Sterling Investments's EV-to-FCF or its related term are showing as below:
XJAM:SIL'
s EV-to-FCF Range Over the Past 10 Years
Min: -81.31 Med: 11.2 Max: 245.78
Current: 22.34
During the past 13 years, the highest EV-to-FCF of Sterling Investments was 245.78. The lowest was -81.31. And the median was 11.20.
XJAM:SIL's EV-to-FCF is ranked worse than 71.43% of 448
companies
in the Capital Markets industry
Industry Median: 9.91
vs XJAM:SIL: 22.34
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Sterling Investments's PE Ratio (TTM) for today is calculated as:
Sterling Investments's share price for today is JMD3.11.
Sterling Investments's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD0.202.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Sterling Investments EV-to-FCF Related Terms
Sterling Investments EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Sterling Investments's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Capital Markets subindustry, Sterling Investments's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sterling Investments EV-to-FCF vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, Sterling Investments's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Sterling Investments's EV-to-FCF falls into.
Sterling Investments's current Enterprise Value is JMD1,630.7 Mil.
Sterling Investments's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was JMD79.2 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sterling Investments (XJAM:SIL) has a EV-to-FCF of 20.58 as of Jul. 17, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sterling Investments and its competitors. This is 84% above median its historical median of 11.20. According to the industry distribution chart, Sterling Investments ranks #320 out of 448 companies in the Capital Markets industry, placing it in the top 71.4%.
Is Sterling Investments' EV-to-FCF too high?
Sterling Investments' current EV-to-FCF of 20.58 is 84% above median its 10-year median of 11.20. The Capital Markets industry median EV-to-FCF is 9.91. Sterling Investments' value of 20.58 is 107.7% above this industry median. Based on the distribution chart, Sterling Investments ranks #320 out of 448 companies in the Capital Markets industry, which is below the industry midpoint. Overall, Sterling Investments has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Sterling Investments' EV-to-FCF compare to MS and GS?
According to the Capital Markets industry distribution chart, Sterling Investments ranks #320 out of 448 companies for EV-to-FCF. This places Sterling Investments in the lower half of its industry. The industry median EV-to-FCF is 9.91. Sterling Investments' value of 20.58 is 107.7% above this benchmark. While the company's 10-year median is 11.20 vs. the industry median of 9.91, Sterling Investments has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Capital Markets company?
The median EV-to-FCF among Capital Markets companies is 9.91, based on 448 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sterling Investments's current EV-to-FCF of 20.58 is 107.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Sterling Investments and its competitors. For the Capital Markets industry, the median EV-to-FCF is 9.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sterling Investments's current EV-to-FCF is 20.58, which is 84% above median its own 10-year median of 11.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sterling Investments stock overvalued right now?
Based on GuruFocus' analysis, Sterling Investments (XJAM:SIL) is currently considered Modestly Overvalued. The stock's GF Value™ is JMD2.59, compared to a current price of JMD3.11 — trading 20.1% above its estimated fair value. The current EV-to-FCF is 20.58, which is 84% above median its 10-year median of 11.20 and 107.7% above the Capital Markets industry median of 9.91. Sterling Investments' overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Sterling Investments (XJAM:SIL), the current EV-to-FCF is 20.58 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sterling Investments (XJAM:SIL) Overvalued in 2026?
Based on GuruFocus' analysis, Sterling Investments stock appears to be overvalued.
The current stock price of JMD3.11 is trading 20.1% above its estimated GF Value™ of JMD2.59.
GuruFocus considers Sterling Investments to be Modestly Overvalued.
Key valuation signals for XJAM:SIL:
EV-to-FCF: 20.58 (84% above median its 10-year median of 11.20)
GF Value™: JMD2.59 vs. price of JMD3.11 (20.1% above fair value)
Industry Position: 107.7% above the Capital Markets median (#320 of 448)
No single metric tells the full story. See the XJAM:SIL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sterling Investments Ltd is an investment holding company. It invests in an array of high-quality fixed-income securities denominated in United States dollars. It generates income through interest income earned on the securities in the portfolio and through capital gains as a result of an increase in the price of the securities. The company focused on generating higher risk-adjusted returns through the active purchase and sale of financial instruments in the international capital markets. The company invests mainly in hard currencies and in developed markets to provide local and regional institutional and retail investors with sustainable growth and diversification.
67GF Score
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