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Himalayan BankXNEP:HBL +1.51%71 EV-to-FCF is 14.88 as of Aug. 02, 2026, which is 626% above its 10-year median of 2.05. GuruFocus rates XNEP:HBL with a GF Score™ of 71/100 and a GF Value™ of NPR218.30 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,200 Banks companies, Himalayan Bank ranks worse than 72.5% on this metric.
EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Himalayan Bank's Enterprise Value is NPR-38,814 Mil.
Himalayan Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 was NPR-2,609 Mil. Therefore, Himalayan Bank's EV-to-FCF for today is 14.88.
The historical rank and industry rank for Himalayan Bank's EV-to-FCF or its related term are showing as below:
XNEP:HBL'
s EV-to-FCF Range Over the Past 10 Years
Min: -12.88 Med: 2.05 Max: 70.57
Current: 14.54
During the past 7 years, the highest EV-to-FCF of Himalayan Bank was 70.57. The lowest was -12.88. And the median was 2.05.
XNEP:HBL's EV-to-FCF is ranked worse than 72.5% of 1200
companies
in the Banks industry
Industry Median: 7.22
vs XNEP:HBL: 14.54
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Himalayan Bank's PE Ratio (TTM) for today is calculated as:
Himalayan Bank's share price for today is NPR202.00.
Himalayan Bank's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR18.325.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Himalayan Bank EV-to-FCF Related Terms
Himalayan Bank EV-to-FCF Historical Data
* Premium members only.
The historical data trend for Himalayan Bank's EV-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Himalayan Bank's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Himalayan Bank EV-to-FCF vs Banks Industry
For the Banks industry and Financial Services sector, Himalayan Bank's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where Himalayan Bank's EV-to-FCF falls into.
Himalayan Bank's current Enterprise Value is NPR-38,814 Mil.
Himalayan Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Apr. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was NPR-2,609 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Himalayan Bank (XNEP:HBL) has a EV-to-FCF of 14.88 as of Aug. 02, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Himalayan Bank and its competitors. This is 626% above median its historical median of 2.05. According to the industry distribution chart, Himalayan Bank ranks #870 out of 1200 companies in the Banks industry, placing it in the top 72.5%.
Is Himalayan Bank's EV-to-FCF too high?
Himalayan Bank's current EV-to-FCF of 14.88 is 626% above median its 10-year median of 2.05. The Banks industry median EV-to-FCF is 7.22. Himalayan Bank's value of 14.88 is 106.1% above this industry median. Based on the distribution chart, Himalayan Bank ranks #870 out of 1200 companies in the Banks industry, which is below the industry midpoint. Overall, Himalayan Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Himalayan Bank's EV-to-FCF compare to competitors?
According to the Banks industry distribution chart, Himalayan Bank ranks #870 out of 1200 companies for EV-to-FCF. This places Himalayan Bank in the lower half of its industry. The industry median EV-to-FCF is 7.22. Himalayan Bank's value of 14.88 is 106.1% above this benchmark. While the company's 10-year median is 2.05 vs. the industry median of 7.22, Himalayan Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 7.22, based on 1,200 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Himalayan Bank's current EV-to-FCF of 14.88 is 106.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Himalayan Bank and its competitors. For the Banks industry, the median EV-to-FCF is 7.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Himalayan Bank's current EV-to-FCF is 14.88, which is 626% above median its own 10-year median of 2.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Himalayan Bank stock overvalued right now?
Based on GuruFocus' analysis, Himalayan Bank (XNEP:HBL) is currently considered Fairly Valued. The stock's GF Value™ is NPR218.30, compared to a current price of NPR202.00 — trading 7.5% below its estimated fair value. The current EV-to-FCF is 14.88, which is 626% above median its 10-year median of 2.05 and 106.1% above the Banks industry median of 7.22. Himalayan Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Himalayan Bank (XNEP:HBL), the current EV-to-FCF is 14.88 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Himalayan Bank (XNEP:HBL) Overvalued in 2026?
Based on GuruFocus' analysis, Himalayan Bank stock appears to be undervalued.
The current stock price of NPR202.00 is trading 7.5% below its estimated GF Value™ of NPR218.30.
GuruFocus considers Himalayan Bank to be Fairly Valued.
Key valuation signals for XNEP:HBL:
EV-to-FCF: 14.88 (626% above median its 10-year median of 2.05)
GF Value™: NPR218.30 vs. price of NPR202.00 (7.5% below fair value)
Industry Position: 106.1% above the Banks median (#870 of 1200)
No single metric tells the full story. See the XNEP:HBL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Himalayan Bank Ltd is a Nepal based company involved in the banking business. It includes products such as Loans and Advances, Letter of Credit, Guarantee, Remittance, Card Services, Bills purchase and discounting, Collection services, and many more. It also offers remittance services, card services, and other ancillary services like safe deposit locker services, as well as a wide range of electronic banking facilities. The products and services are offered to personal and business customers in Nepal. The company's maximum revenue is from the Loan and Advances product. Operates geographically within Nepal, with maximum revenue from Bagmati.
71GF Score
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