Alior BankALORY 73 PB Ratio is 1.08 as of Jun. 24, 2026, which is 1% below its 10-year median of 1.09. GuruFocus rates ALORY with a GF Score™ of 73/100 and a GF Value™ of $10.66. The stock has 7 warning signs investors should review. Among 1,516 Banks companies, Alior Bank ranks worse than 68.01% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Alior Bank's share price is $14.74. Alior Bank's Book Value per Share for the quarter that ended in Mar. 2026 was $13.69. Hence, Alior Bank's PB Ratio of today is 1.08.
Warning Sign:
Alior Bank SA stock PB Ratio (=1.35) is close to 5-year high of 1.41.
The historical rank and industry rank for Alior Bank's PB Ratio or its related term are showing as below:
ALORY'
s PB Ratio Range Over the Past 10 Years
Min: 0.22 Med: 1.09 Max: 1.69
Current: 1.35
During the past 13 years, Alior Bank's highest PB Ratio was 1.69. The lowest was 0.22. And the median was 1.09.
ALORY's PB Ratio is ranked worse than 68.01% of 1516
companies
in the Banks industry
Industry Median: 1.08
vs ALORY: 1.35
During the past 12 months, Alior Bank's average Book Value Per Share Growth Rate was 10.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 28.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 17.80% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 7.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Alior Bank was 42.30% per year. The lowest was -3.00% per year. And the median was 12.95% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Alior Bank PB Ratio Related Terms
Alior Bank PB Ratio Historical Data
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The historical data trend for Alior Bank's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Alior Bank's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Alior Bank PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Alior Bank's PB Ratio distribution charts can be found below:
* The bar in red indicates where Alior Bank's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Alior Bank's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Alior Bank (ALORY) has a PB Ratio of 1.08 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alior Bank and its competitors. This is near median its historical median of 1.09. Over the past decade, Alior Bank's PB Ratio has ranged from 0.22 to 1.69. According to the industry distribution chart, Alior Bank ranks #1031 out of 1516 companies in the Banks industry, placing it in the top 68%.
Is Alior Bank's PB Ratio too high?
Alior Bank's current PB Ratio of 1.08 is near median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.22 to a high of 1.69. The Banks industry median PB Ratio is 1.08. Alior Bank's value of 1.08 is 0% at this industry median. Based on the distribution chart, Alior Bank ranks #1031 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Alior Bank has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Alior Bank's PB Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, Alior Bank ranks #1031 out of 1516 companies for PB Ratio. This places Alior Bank in the lower half of its industry. The industry median PB Ratio is 1.08. Alior Bank's value of 1.08 is 0% at this benchmark. Historically, Alior Bank's own PB Ratio has ranged from 0.22 to 1.69 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 1.08, Alior Bank has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.08, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Alior Bank's current PB Ratio of 1.08 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Alior Bank and its competitors. For the Banks industry, the median PB Ratio is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Alior Bank's current PB Ratio is 1.08, which is near median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Alior Bank stock overvalued right now?
Alior Bank (ALORY) has a current PB Ratio of 1.08. The stock's GF Value™ is $10.66, compared to a current price of $14.74 — trading 38.3% above its estimated fair value. The current PB Ratio is 1.08, which is near median its 10-year median of 1.09 and 0% at the Banks industry median of 1.08. Alior Bank's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Alior Bank (ALORY), the current PB Ratio is 1.08 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Alior Bank (ALORY) Overvalued in 2026?
Based on GuruFocus' analysis, Alior Bank stock appears to be overvalued.
The current stock price of $14.74 is trading 38.3% above its estimated GF Value™ of $10.66.
Key valuation signals for ALORY:
PB Ratio: 1.08 (near median its 10-year median of 1.09)
GF Value™: $10.66 vs. price of $14.74 (38.3% above fair value)
Industry Position: 0% at the Banks median (#1031 of 1516)
No single metric tells the full story. See the ALORY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Alior Bank SA is a universal lending and deposit-taking bank that provides services to a Polish customer base. Its core activities include maintaining bank accounts, granting loans and advances, issuing banking securities, and buying and selling foreign currencies. Its subsidiary group company conducts brokerage activities, consulting, financial agency services, and other financial services. Its loan and advances book is diversified across various categories, notably retail cash loans and overdrafts, housing loans and other mortgages, working capital, and investment loans. The group's operations are financed from the funds of non-financial-sector customers deposited with the bank.
73GF Score
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