Plenti GroupASX:PLT +2.47%55 PB Ratio is 1.70 as of Jun. 24, 2026, which is 61% below its 10-year median of 4.32. GuruFocus rates ASX:PLT with a GF Score™ of 55/100 and a GF Value™ of A$1.09 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 523 Credit Services companies, Plenti Group ranks worse than 68.26% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-24), Plenti Group's share price is A$0.83. Plenti Group's Book Value per Share for the quarter that ended in Mar. 2026 was A$0.49. Hence, Plenti Group's PB Ratio of today is 1.70.
Good Sign:
Plenti Group Ltd stock PB Ratio (=1.59) is close to 2-year low of 1.54.
The historical rank and industry rank for Plenti Group's PB Ratio or its related term are showing as below:
ASX:PLT'
s PB Ratio Range Over the Past 10 Years
Min: 1.06 Med: 4.32 Max: 10.56
Current: 1.7
During the past 6 years, Plenti Group's highest PB Ratio was 10.56. The lowest was 1.06. And the median was 4.32.
ASX:PLT's PB Ratio is ranked worse than 68.26% of 523
companies
in the Credit Services industry
Industry Median: 1.05
vs ASX:PLT: 1.70
During the past 12 months, Plenti Group's average Book Value Per Share Growth Rate was 222.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 16.10% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.50% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Plenti Group was 16.10% per year. The lowest was -17.80% per year. And the median was -6.10% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Plenti Group PB Ratio Related Terms
Plenti Group PB Ratio Historical Data
* Premium members only.
The historical data trend for Plenti Group's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Plenti Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Plenti Group PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Plenti Group's PB Ratio distribution charts can be found below:
* The bar in red indicates where Plenti Group's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Plenti Group's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Plenti Group (ASX:PLT) has a PB Ratio of 1.70 as of Jun. 24, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Plenti Group and its competitors. This is 61% below median its historical median of 4.32. Over the past decade, Plenti Group's PB Ratio has ranged from 1.06 to 10.56. According to the industry distribution chart, Plenti Group ranks #357 out of 523 companies in the Credit Services industry, placing it in the top 68.3%.
Is Plenti Group's PB Ratio too high?
Plenti Group's current PB Ratio of 1.70 is 61% below median its 10-year median of 4.32. Over the past 10 years, this metric has ranged from a low of 1.06 to a high of 10.56. The Credit Services industry median PB Ratio is 1.05. Plenti Group's value of 1.70 is 61.9% above this industry median. Based on the distribution chart, Plenti Group ranks #357 out of 523 companies in the Credit Services industry, which is below the industry midpoint. Overall, Plenti Group has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Plenti Group's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Plenti Group ranks #357 out of 523 companies for PB Ratio. This places Plenti Group in the lower half of its industry. The industry median PB Ratio is 1.05. Plenti Group's value of 1.70 is 61.9% above this benchmark. Historically, Plenti Group's own PB Ratio has ranged from 1.06 to 10.56 over the past decade. While the company's 10-year median is 4.32 vs. the industry median of 1.05, Plenti Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 523 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Plenti Group's current PB Ratio of 1.70 is 61.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Plenti Group and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Plenti Group's current PB Ratio is 1.70, which is 61% below median its own 10-year median of 4.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Plenti Group stock overvalued right now?
Based on GuruFocus' analysis, Plenti Group (ASX:PLT) is currently considered Modestly Undervalued. The stock's GF Value™ is A$1.09, compared to a current price of A$0.83 — trading 23.9% below its estimated fair value. The current PB Ratio is 1.70, which is 61% below median its 10-year median of 4.32 and 61.9% above the Credit Services industry median of 1.05. Plenti Group's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Plenti Group (ASX:PLT), the current PB Ratio is 1.70 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Plenti Group (ASX:PLT) Overvalued in 2026?
Based on GuruFocus' analysis, Plenti Group stock appears to be undervalued.
The current stock price of A$0.83 is trading 23.9% below its estimated GF Value™ of A$1.09.
GuruFocus considers Plenti Group to be Modestly Undervalued.
Key valuation signals for ASX:PLT:
PB Ratio: 1.70 (61% below median its 10-year median of 4.32)
GF Value™: A$1.09 vs. price of A$0.83 (23.9% below fair value)
Industry Position: 61.9% above the Credit Services median (#357 of 523)
No single metric tells the full story. See the ASX:PLT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Plenti Group Ltd is a fintech lender to prime consumer and commercial borrowers. Its operations consist mainly of the provision of financial services in Australia. The company has single operating segment. The company offers offer award-winning automotive, renewable energy and personal loans, delivered by its proprietary technology, to help creditworthy borrowers bring their ideas to life. The company's loan types are Personal Loans, Debt Consolidation Loans, Renovation Loans, Car Loans, EV Loans, Holiday Loans, Medical Loans, Wedding Loans, Motorbike Loans, Moving Cost Loans, Boat Loans, Legal Fee Loans, Solar and Battery Loans, and Caravan Loans.
55GF Score
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