Banco del BajioBBAJF 81 PB Ratio is 1.33 as of Jun. 26, 2026, which is 8% below its 10-year median of 1.44. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $3.03 (Fairly Valued). The stock has 8 warning signs investors should review. Among 1,516 Banks companies, Banco del Bajio ranks worse than 68.93% on this metric.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-26), Banco del Bajio's share price is $3.10. Banco del Bajio's Book Value per Share for the quarter that ended in Mar. 2026 was $2.32. Hence, Banco del Bajio's PB Ratio of today is 1.33.
The historical rank and industry rank for Banco del Bajio's PB Ratio or its related term are showing as below:
BBAJF'
s PB Ratio Range Over the Past 10 Years
Min: 0.54 Med: 1.44 Max: 2.42
Current: 1.31
During the past 13 years, Banco del Bajio's highest PB Ratio was 2.42. The lowest was 0.54. And the median was 1.44.
BBAJF's PB Ratio is ranked worse than 68.93% of 1516
companies
in the Banks industry
Industry Median: 1.09
vs BBAJF: 1.31
During the past 12 months, Banco del Bajio's average Book Value Per Share Growth Rate was 3.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 9.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 6.60% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 11.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Banco del Bajio was 24.40% per year. The lowest was 3.40% per year. And the median was 10.60% per year.
Back to Basics: PB Ratio
Banco del Bajio (OTCPK:BBAJF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Banco del Bajio PB Ratio Related Terms
Banco del Bajio PB Ratio Historical Data
* Premium members only.
The historical data trend for Banco del Bajio's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco del Bajio's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's PB Ratio distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Banco del Bajio's PB Ratio for today is calculated as follows:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Banco del Bajio (BBAJF) has a PB Ratio of 1.33 as of Jun. 26, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco del Bajio and its competitors. This is near median its historical median of 1.44. Over the past decade, Banco del Bajio's PB Ratio has ranged from 0.54 to 2.42. According to the industry distribution chart, Banco del Bajio ranks #1045 out of 1516 companies in the Banks industry, placing it in the top 68.9%.
Is Banco del Bajio's PB Ratio too high?
Banco del Bajio's current PB Ratio of 1.33 is near median its 10-year median of 1.44. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 2.42. The Banks industry median PB Ratio is 1.09. Banco del Bajio's value of 1.33 is 22% above this industry median. Based on the distribution chart, Banco del Bajio ranks #1045 out of 1516 companies in the Banks industry, which is below the industry midpoint. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #1045 out of 1516 companies for PB Ratio. This places Banco del Bajio in the lower half of its industry. The industry median PB Ratio is 1.09. Banco del Bajio's value of 1.33 is 22% above this benchmark. Historically, Banco del Bajio's own PB Ratio has ranged from 0.54 to 2.42 over the past decade. While the company's 10-year median is 1.44 vs. the industry median of 1.09, Banco del Bajio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current PB Ratio of 1.33 is 22% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current PB Ratio is 1.33, which is near median its own 10-year median of 1.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.03, compared to a current price of $3.10 — trading 2.3% above its estimated fair value. The current PB Ratio is 1.33, which is near median its 10-year median of 1.44 and 22% above the Banks industry median of 1.09. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current PB Ratio is 1.33 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (BBAJF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued.
The current stock price of $3.10 is trading 2.3% above its estimated GF Value™ of $3.03.
GuruFocus considers Banco del Bajio to be Fairly Valued.
Key valuation signals for BBAJF:
PB Ratio: 1.33 (near median its 10-year median of 1.44)
GF Value™: $3.03 vs. price of $3.10 (2.3% above fair value)
Industry Position: 22% above the Banks median (#1045 of 1516)
No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score
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