Cruzeiro do Sul Educacional SA stock PB Ratio (=0.8) is close to 3-year low of 0.74.
The historical rank and industry rank for Cruzeiro do Sul Educacional's PB Ratio or its related term are showing as below:
BSP:CSED3'
s PB Ratio Range Over the Past 10 Years
Min: 0.53 Med: 1.12 Max: 11.68
Current: 0.8
During the past 6 years, Cruzeiro do Sul Educacional's highest PB Ratio was 11.68. The lowest was 0.53. And the median was 1.12.
BSP:CSED3's PB Ratio is ranked better than 67.32% of 257
companies
in the Education industry
Industry Median: 1.39
vs BSP:CSED3: 0.80
During the past 12 months, Cruzeiro do Sul Educacional's average Book Value Per Share Growth Rate was 6.10% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 21.10% per year.
During the past 6 years, the highest 3-Year average Book Value Per Share Growth Rate of Cruzeiro do Sul Educacional was 47.50% per year. The lowest was 1.90% per year. And the median was 5.30% per year.
Back to Basics: PB Ratio
Cruzeiro do Sul Educacional (BSP:CSED3) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Cruzeiro do Sul Educacional PB Ratio Related Terms
Cruzeiro do Sul Educacional PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Education & Training Services subindustry, Cruzeiro do Sul Educacional's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cruzeiro do Sul Educacional PB Ratio vs Education Industry
For the Education industry and Consumer Defensive sector, Cruzeiro do Sul Educacional's PB Ratio distribution charts can be found below:
* The bar in red indicates where Cruzeiro do Sul Educacional's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Cruzeiro do Sul Educacional (BSP:CSED3) has a PB Ratio of 0.80 as of Jun. 25, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cruzeiro do Sul Educacional and its competitors. This is 29% below median its historical median of 1.12. Over the past decade, Cruzeiro do Sul Educacional's PB Ratio has ranged from 0.53 to 11.68. According to the industry distribution chart, Cruzeiro do Sul Educacional ranks #84 out of 257 companies in the Education industry, placing it in the top 32.7%.
Is Cruzeiro do Sul Educacional's PB Ratio too high?
Cruzeiro do Sul Educacional's current PB Ratio of 0.80 is 29% below median its 10-year median of 1.12. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 11.68. The Education industry median PB Ratio is 1.39. Cruzeiro do Sul Educacional's value of 0.80 is 42.4% below this industry median. Based on the distribution chart, Cruzeiro do Sul Educacional ranks #84 out of 257 companies in the Education industry, which is above the industry midpoint. Overall, Cruzeiro do Sul Educacional has a GF Score™ of 81/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Cruzeiro do Sul Educacional's PB Ratio compare to EDU and TAL?
According to the Education industry distribution chart, Cruzeiro do Sul Educacional ranks #84 out of 257 companies for PB Ratio. This puts Cruzeiro do Sul Educacional in the upper half of its industry. The industry median PB Ratio is 1.39. Cruzeiro do Sul Educacional's value of 0.80 is 42.4% below this benchmark. Historically, Cruzeiro do Sul Educacional's own PB Ratio has ranged from 0.53 to 11.68 over the past decade. While the company's 10-year median is 1.12 vs. the industry median of 1.39, Cruzeiro do Sul Educacional has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for an Education company?
The median PB Ratio among Education companies is 1.39, based on 257 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cruzeiro do Sul Educacional's current PB Ratio of 0.80 is 42.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Cruzeiro do Sul Educacional and its competitors. For the Education industry, the median PB Ratio is 1.39 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cruzeiro do Sul Educacional's current PB Ratio is 0.80, which is 29% below median its own 10-year median of 1.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cruzeiro do Sul Educacional stock overvalued right now?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional (BSP:CSED3) is currently considered Possible Value Trap. The stock's GF Value™ is R$5.42, compared to a current price of R$3.64 — trading 32.8% below its estimated fair value. The current PB Ratio is 0.80, which is 29% below median its 10-year median of 1.12 and 42.4% below the Education industry median of 1.39. Cruzeiro do Sul Educacional's overall GF Score™ is 81/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Cruzeiro do Sul Educacional (BSP:CSED3), the current PB Ratio is 0.80 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cruzeiro do Sul Educacional (BSP:CSED3) Overvalued in 2026?
Based on GuruFocus' analysis, Cruzeiro do Sul Educacional stock appears to be undervalued.
The current stock price of R$3.64 is trading 32.8% below its estimated GF Value™ of R$5.42.
GuruFocus considers Cruzeiro do Sul Educacional to be Possible Value Trap.
Key valuation signals for BSP:CSED3:
PB Ratio: 0.80 (29% below median its 10-year median of 1.12)
GF Value™: R$5.42 vs. price of R$3.64 (32.8% below fair value)
Industry Position: 42.4% below the Education median (#84 of 257)
No single metric tells the full story. See the BSP:CSED3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cruzeiro do Sul Educacional SA is engaged in the business of providing education services. It provides higher education, graduate programs, postgraduate courses, childhood education, and technical education.
81GF Score
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